LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,804
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$99,815
−HK$3,059/mo
Today · 4.125%
HK$102,874
baseline
▲ 0.50% · 4.625%
HK$109,134
+HK$6,260/mo
Deposit HK$21.23M · loan HK$21.23M · min. income ≈ HK$205,748/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$1,804,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,693
−HK$5,819/mo
▼ 0.25% · 3.875%
HK$110,582
−HK$2,930/mo
Today · 4.125%
HK$113,512
baseline
▲ 0.50% · 4.625%
HK$119,495
+HK$5,983/mo
Deposit HK$21.23M · loan HK$21.23M · min. income ≈ HK$227,024/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$1,804,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,165
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$119,778
−HK$3,671/mo
Today · 4.125%
HK$123,449
baseline
▲ 0.50% · 4.625%
HK$130,961
+HK$7,512/mo
Deposit HK$16.98M · loan HK$25.47M · min. income ≈ HK$246,898/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,804,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,232
−HK$6,982/mo
▼ 0.25% · 3.875%
HK$132,698
−HK$3,516/mo
Today · 4.125%
HK$136,214
baseline
▲ 0.50% · 4.625%
HK$143,394
+HK$7,180/mo
Deposit HK$16.98M · loan HK$25.47M · min. income ≈ HK$272,428/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,804,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,526
−HK$8,498/mo
▼ 0.25% · 3.875%
HK$139,741
−HK$4,283/mo
Today · 4.125%
HK$144,024
baseline
▲ 0.50% · 4.625%
HK$152,788
+HK$8,764/mo
Deposit HK$12.74M · loan HK$29.72M · min. income ≈ HK$288,048/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,804,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,771
−HK$8,146/mo
▼ 0.25% · 3.875%
HK$154,814
−HK$4,103/mo
Today · 4.125%
HK$158,917
baseline
▲ 0.50% · 4.625%
HK$167,293
+HK$8,376/mo
Deposit HK$12.74M · loan HK$29.72M · min. income ≈ HK$317,834/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,804,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,247
−HK$10,927/mo
▼ 0.25% · 3.875%
HK$179,667
−HK$5,507/mo
Today · 4.125%
HK$185,174
baseline
▲ 0.50% · 4.625%
HK$196,441
+HK$11,267/mo
Deposit HK$4.25M · loan HK$38.21M · min. income ≈ HK$370,348/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,804,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,848
−HK$10,473/mo
▼ 0.25% · 3.875%
HK$199,047
−HK$5,274/mo
Today · 4.125%
HK$204,321
baseline
▲ 0.50% · 4.625%
HK$215,091
+HK$10,770/mo
Deposit HK$4.25M · loan HK$38.21M · min. income ≈ HK$408,642/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,804,258 · Scale 2, in force from 26 Feb 2026)