LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,812
−HK$6,071/mo
▼ 0.25% · 3.875%
HK$99,824
−HK$3,059/mo
Today · 4.125%
HK$102,883
baseline
▲ 0.50% · 4.625%
HK$109,143
+HK$6,260/mo
Deposit HK$21.23M · loan HK$21.23M · min. income ≈ HK$205,766/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$1,804,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,703
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$110,591
−HK$2,930/mo
Today · 4.125%
HK$113,521
baseline
▲ 0.50% · 4.625%
HK$119,505
+HK$5,984/mo
Deposit HK$21.23M · loan HK$21.23M · min. income ≈ HK$227,042/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$1,804,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,175
−HK$7,285/mo
▼ 0.25% · 3.875%
HK$119,788
−HK$3,672/mo
Today · 4.125%
HK$123,460
baseline
▲ 0.50% · 4.625%
HK$130,972
+HK$7,512/mo
Deposit HK$16.98M · loan HK$25.47M · min. income ≈ HK$246,920/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,804,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,243
−HK$6,983/mo
▼ 0.25% · 3.875%
HK$132,709
−HK$3,517/mo
Today · 4.125%
HK$136,226
baseline
▲ 0.50% · 4.625%
HK$143,406
+HK$7,180/mo
Deposit HK$16.98M · loan HK$25.47M · min. income ≈ HK$272,452/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,804,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,537
−HK$8,499/mo
▼ 0.25% · 3.875%
HK$139,753
−HK$4,283/mo
Today · 4.125%
HK$144,036
baseline
▲ 0.50% · 4.625%
HK$152,801
+HK$8,765/mo
Deposit HK$12.74M · loan HK$29.72M · min. income ≈ HK$288,072/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,804,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,784
−HK$8,146/mo
▼ 0.25% · 3.875%
HK$154,828
−HK$4,102/mo
Today · 4.125%
HK$158,930
baseline
▲ 0.50% · 4.625%
HK$167,307
+HK$8,377/mo
Deposit HK$12.74M · loan HK$29.72M · min. income ≈ HK$317,860/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,804,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,262
−HK$10,928/mo
▼ 0.25% · 3.875%
HK$179,682
−HK$5,508/mo
Today · 4.125%
HK$185,190
baseline
▲ 0.50% · 4.625%
HK$196,458
+HK$11,268/mo
Deposit HK$4.25M · loan HK$38.21M · min. income ≈ HK$370,380/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,804,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,865
−HK$10,474/mo
▼ 0.25% · 3.875%
HK$199,064
−HK$5,275/mo
Today · 4.125%
HK$204,339
baseline
▲ 0.50% · 4.625%
HK$215,110
+HK$10,771/mo
Deposit HK$4.25M · loan HK$38.21M · min. income ≈ HK$408,678/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,804,411 · Scale 2, in force from 26 Feb 2026)