LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,813
−HK$6,071/mo
▼ 0.25% · 3.875%
HK$99,825
−HK$3,059/mo
Today · 4.125%
HK$102,884
baseline
▲ 0.50% · 4.625%
HK$109,145
+HK$6,261/mo
Deposit HK$21.23M · loan HK$21.23M · min. income ≈ HK$205,768/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$1,804,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,704
−HK$5,819/mo
▼ 0.25% · 3.875%
HK$110,592
−HK$2,931/mo
Today · 4.125%
HK$113,523
baseline
▲ 0.50% · 4.625%
HK$119,507
+HK$5,984/mo
Deposit HK$21.23M · loan HK$21.23M · min. income ≈ HK$227,046/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$1,804,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,176
−HK$7,285/mo
▼ 0.25% · 3.875%
HK$119,790
−HK$3,671/mo
Today · 4.125%
HK$123,461
baseline
▲ 0.50% · 4.625%
HK$130,974
+HK$7,513/mo
Deposit HK$16.98M · loan HK$25.47M · min. income ≈ HK$246,922/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,804,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,245
−HK$6,982/mo
▼ 0.25% · 3.875%
HK$132,711
−HK$3,516/mo
Today · 4.125%
HK$136,227
baseline
▲ 0.50% · 4.625%
HK$143,408
+HK$7,181/mo
Deposit HK$16.98M · loan HK$25.47M · min. income ≈ HK$272,454/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,804,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,539
−HK$8,499/mo
▼ 0.25% · 3.875%
HK$139,755
−HK$4,283/mo
Today · 4.125%
HK$144,038
baseline
▲ 0.50% · 4.625%
HK$152,803
+HK$8,765/mo
Deposit HK$12.74M · loan HK$29.72M · min. income ≈ HK$288,076/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,804,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,785
−HK$8,147/mo
▼ 0.25% · 3.875%
HK$154,829
−HK$4,103/mo
Today · 4.125%
HK$158,932
baseline
▲ 0.50% · 4.625%
HK$167,309
+HK$8,377/mo
Deposit HK$12.74M · loan HK$29.72M · min. income ≈ HK$317,864/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,804,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,264
−HK$10,928/mo
▼ 0.25% · 3.875%
HK$179,685
−HK$5,507/mo
Today · 4.125%
HK$185,192
baseline
▲ 0.50% · 4.625%
HK$196,460
+HK$11,268/mo
Deposit HK$4.25M · loan HK$38.21M · min. income ≈ HK$370,384/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,804,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,867
−HK$10,474/mo
▼ 0.25% · 3.875%
HK$199,066
−HK$5,275/mo
Today · 4.125%
HK$204,341
baseline
▲ 0.50% · 4.625%
HK$215,112
+HK$10,771/mo
Deposit HK$4.25M · loan HK$38.21M · min. income ≈ HK$408,682/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,804,432 · Scale 2, in force from 26 Feb 2026)