LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,683
−HK$608/mo
▼ 0.25% · 3.875%
HK$9,985
−HK$306/mo
Today · 4.125%
HK$10,291
baseline
▲ 0.50% · 4.625%
HK$10,917
+HK$626/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$20,582/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$49,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,773
−HK$582/mo
▼ 0.25% · 3.875%
HK$11,061
−HK$294/mo
Today · 4.125%
HK$11,355
baseline
▲ 0.50% · 4.625%
HK$11,953
+HK$598/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$22,710/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$49,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,620
−HK$729/mo
▼ 0.25% · 3.875%
HK$11,981
−HK$368/mo
Today · 4.125%
HK$12,349
baseline
▲ 0.50% · 4.625%
HK$13,100
+HK$751/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$24,698/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$49,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,927
−HK$699/mo
▼ 0.25% · 3.875%
HK$13,274
−HK$352/mo
Today · 4.125%
HK$13,626
baseline
▲ 0.50% · 4.625%
HK$14,344
+HK$718/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$27,252/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$49,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,557
−HK$850/mo
▼ 0.25% · 3.875%
HK$13,978
−HK$429/mo
Today · 4.125%
HK$14,407
baseline
▲ 0.50% · 4.625%
HK$15,283
+HK$876/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$28,814/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$49,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,082
−HK$814/mo
▼ 0.25% · 3.875%
HK$15,486
−HK$410/mo
Today · 4.125%
HK$15,896
baseline
▲ 0.50% · 4.625%
HK$16,734
+HK$838/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$31,792/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$49,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,430
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,972
−HK$551/mo
Today · 4.125%
HK$18,523
baseline
▲ 0.50% · 4.625%
HK$19,650
+HK$1,127/mo
Deposit HK$425K · loan HK$3.82M · min. income ≈ HK$37,046/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$49,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,391
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,911
−HK$527/mo
Today · 4.125%
HK$20,438
baseline
▲ 0.50% · 4.625%
HK$21,516
+HK$1,078/mo
Deposit HK$425K · loan HK$3.82M · min. income ≈ HK$40,876/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$49,418 · Scale 2, in force from 26 Feb 2026)