LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,836
−HK$6,072/mo
▼ 0.25% · 3.875%
HK$99,848
−HK$3,060/mo
Today · 4.125%
HK$102,908
baseline
▲ 0.50% · 4.625%
HK$109,170
+HK$6,262/mo
Deposit HK$21.23M · loan HK$21.23M · min. income ≈ HK$205,816/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$1,804,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,729
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$110,618
−HK$2,931/mo
Today · 4.125%
HK$113,549
baseline
▲ 0.50% · 4.625%
HK$119,535
+HK$5,986/mo
Deposit HK$21.23M · loan HK$21.23M · min. income ≈ HK$227,098/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$1,804,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,203
−HK$7,287/mo
▼ 0.25% · 3.875%
HK$119,818
−HK$3,672/mo
Today · 4.125%
HK$123,490
baseline
▲ 0.50% · 4.625%
HK$131,004
+HK$7,514/mo
Deposit HK$16.99M · loan HK$25.48M · min. income ≈ HK$246,980/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,804,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,275
−HK$6,984/mo
▼ 0.25% · 3.875%
HK$132,742
−HK$3,517/mo
Today · 4.125%
HK$136,259
baseline
▲ 0.50% · 4.625%
HK$143,442
+HK$7,183/mo
Deposit HK$16.99M · loan HK$25.48M · min. income ≈ HK$272,518/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,804,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,570
−HK$8,502/mo
▼ 0.25% · 3.875%
HK$139,787
−HK$4,285/mo
Today · 4.125%
HK$144,072
baseline
▲ 0.50% · 4.625%
HK$152,838
+HK$8,766/mo
Deposit HK$12.74M · loan HK$29.73M · min. income ≈ HK$288,144/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,804,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,821
−HK$8,148/mo
▼ 0.25% · 3.875%
HK$154,866
−HK$4,103/mo
Today · 4.125%
HK$158,969
baseline
▲ 0.50% · 4.625%
HK$167,348
+HK$8,379/mo
Deposit HK$12.74M · loan HK$29.73M · min. income ≈ HK$317,938/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,804,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,305
−HK$10,930/mo
▼ 0.25% · 3.875%
HK$179,727
−HK$5,508/mo
Today · 4.125%
HK$185,235
baseline
▲ 0.50% · 4.625%
HK$196,506
+HK$11,271/mo
Deposit HK$4.25M · loan HK$38.22M · min. income ≈ HK$370,470/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,804,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,912
−HK$10,477/mo
▼ 0.25% · 3.875%
HK$199,113
−HK$5,276/mo
Today · 4.125%
HK$204,389
baseline
▲ 0.50% · 4.625%
HK$215,162
+HK$10,773/mo
Deposit HK$4.25M · loan HK$38.22M · min. income ≈ HK$408,778/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,804,853 · Scale 2, in force from 26 Feb 2026)