LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,837
−HK$6,073/mo
▼ 0.25% · 3.875%
HK$99,850
−HK$3,060/mo
Today · 4.125%
HK$102,910
baseline
▲ 0.50% · 4.625%
HK$109,172
+HK$6,262/mo
Deposit HK$21.23M · loan HK$21.23M · min. income ≈ HK$205,820/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$1,804,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,731
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$110,620
−HK$2,931/mo
Today · 4.125%
HK$113,551
baseline
▲ 0.50% · 4.625%
HK$119,537
+HK$5,986/mo
Deposit HK$21.23M · loan HK$21.23M · min. income ≈ HK$227,102/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$1,804,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,205
−HK$7,287/mo
▼ 0.25% · 3.875%
HK$119,820
−HK$3,672/mo
Today · 4.125%
HK$123,492
baseline
▲ 0.50% · 4.625%
HK$131,006
+HK$7,514/mo
Deposit HK$16.99M · loan HK$25.48M · min. income ≈ HK$246,984/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,804,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,277
−HK$6,984/mo
▼ 0.25% · 3.875%
HK$132,744
−HK$3,517/mo
Today · 4.125%
HK$136,261
baseline
▲ 0.50% · 4.625%
HK$143,444
+HK$7,183/mo
Deposit HK$16.99M · loan HK$25.48M · min. income ≈ HK$272,522/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,804,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,572
−HK$8,502/mo
▼ 0.25% · 3.875%
HK$139,790
−HK$4,284/mo
Today · 4.125%
HK$144,074
baseline
▲ 0.50% · 4.625%
HK$152,841
+HK$8,767/mo
Deposit HK$12.74M · loan HK$29.73M · min. income ≈ HK$288,148/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,804,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,823
−HK$8,149/mo
▼ 0.25% · 3.875%
HK$154,868
−HK$4,104/mo
Today · 4.125%
HK$158,972
baseline
▲ 0.50% · 4.625%
HK$167,351
+HK$8,379/mo
Deposit HK$12.74M · loan HK$29.73M · min. income ≈ HK$317,944/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,804,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,307
−HK$10,931/mo
▼ 0.25% · 3.875%
HK$179,729
−HK$5,509/mo
Today · 4.125%
HK$185,238
baseline
▲ 0.50% · 4.625%
HK$196,509
+HK$11,271/mo
Deposit HK$4.25M · loan HK$38.22M · min. income ≈ HK$370,476/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,804,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,915
−HK$10,477/mo
▼ 0.25% · 3.875%
HK$199,116
−HK$5,276/mo
Today · 4.125%
HK$204,392
baseline
▲ 0.50% · 4.625%
HK$215,166
+HK$10,774/mo
Deposit HK$4.25M · loan HK$38.22M · min. income ≈ HK$408,784/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,804,882 · Scale 2, in force from 26 Feb 2026)