LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,839
−HK$6,073/mo
▼ 0.25% · 3.875%
HK$99,852
−HK$3,060/mo
Today · 4.125%
HK$102,912
baseline
▲ 0.50% · 4.625%
HK$109,174
+HK$6,262/mo
Deposit HK$21.23M · loan HK$21.23M · min. income ≈ HK$205,824/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$1,804,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,733
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$110,622
−HK$2,931/mo
Today · 4.125%
HK$113,553
baseline
▲ 0.50% · 4.625%
HK$119,539
+HK$5,986/mo
Deposit HK$21.23M · loan HK$21.23M · min. income ≈ HK$227,106/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$1,804,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,207
−HK$7,288/mo
▼ 0.25% · 3.875%
HK$119,822
−HK$3,673/mo
Today · 4.125%
HK$123,495
baseline
▲ 0.50% · 4.625%
HK$131,009
+HK$7,514/mo
Deposit HK$16.99M · loan HK$25.48M · min. income ≈ HK$246,990/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,804,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,280
−HK$6,984/mo
▼ 0.25% · 3.875%
HK$132,747
−HK$3,517/mo
Today · 4.125%
HK$136,264
baseline
▲ 0.50% · 4.625%
HK$143,447
+HK$7,183/mo
Deposit HK$16.99M · loan HK$25.48M · min. income ≈ HK$272,528/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$1,804,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,575
−HK$8,502/mo
▼ 0.25% · 3.875%
HK$139,792
−HK$4,285/mo
Today · 4.125%
HK$144,077
baseline
▲ 0.50% · 4.625%
HK$152,844
+HK$8,767/mo
Deposit HK$12.74M · loan HK$29.73M · min. income ≈ HK$288,154/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,804,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,826
−HK$8,149/mo
▼ 0.25% · 3.875%
HK$154,871
−HK$4,104/mo
Today · 4.125%
HK$158,975
baseline
▲ 0.50% · 4.625%
HK$167,355
+HK$8,380/mo
Deposit HK$12.74M · loan HK$29.73M · min. income ≈ HK$317,950/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,804,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,311
−HK$10,931/mo
▼ 0.25% · 3.875%
HK$179,733
−HK$5,509/mo
Today · 4.125%
HK$185,242
baseline
▲ 0.50% · 4.625%
HK$196,513
+HK$11,271/mo
Deposit HK$4.25M · loan HK$38.22M · min. income ≈ HK$370,484/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,804,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,919
−HK$10,477/mo
▼ 0.25% · 3.875%
HK$199,120
−HK$5,276/mo
Today · 4.125%
HK$204,396
baseline
▲ 0.50% · 4.625%
HK$215,170
+HK$10,774/mo
Deposit HK$4.25M · loan HK$38.22M · min. income ≈ HK$408,792/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,804,919 · Scale 2, in force from 26 Feb 2026)