LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,685
−HK$607/mo
▼ 0.25% · 3.875%
HK$9,986
−HK$306/mo
Today · 4.125%
HK$10,292
baseline
▲ 0.50% · 4.625%
HK$10,918
+HK$626/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$20,584/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$49,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,774
−HK$582/mo
▼ 0.25% · 3.875%
HK$11,063
−HK$293/mo
Today · 4.125%
HK$11,356
baseline
▲ 0.50% · 4.625%
HK$11,955
+HK$599/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$22,712/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$49,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,621
−HK$729/mo
▼ 0.25% · 3.875%
HK$11,983
−HK$367/mo
Today · 4.125%
HK$12,350
baseline
▲ 0.50% · 4.625%
HK$13,102
+HK$752/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$24,700/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$49,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,929
−HK$698/mo
▼ 0.25% · 3.875%
HK$13,275
−HK$352/mo
Today · 4.125%
HK$13,627
baseline
▲ 0.50% · 4.625%
HK$14,346
+HK$719/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$27,254/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$49,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,558
−HK$851/mo
▼ 0.25% · 3.875%
HK$13,980
−HK$429/mo
Today · 4.125%
HK$14,409
baseline
▲ 0.50% · 4.625%
HK$15,285
+HK$876/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$28,818/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$49,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,084
−HK$814/mo
▼ 0.25% · 3.875%
HK$15,488
−HK$410/mo
Today · 4.125%
HK$15,898
baseline
▲ 0.50% · 4.625%
HK$16,736
+HK$838/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$31,796/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$49,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,432
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,974
−HK$551/mo
Today · 4.125%
HK$18,525
baseline
▲ 0.50% · 4.625%
HK$19,653
+HK$1,128/mo
Deposit HK$425K · loan HK$3.82M · min. income ≈ HK$37,050/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$49,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,393
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,913
−HK$528/mo
Today · 4.125%
HK$20,441
baseline
▲ 0.50% · 4.625%
HK$21,518
+HK$1,077/mo
Deposit HK$425K · loan HK$3.82M · min. income ≈ HK$40,882/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$49,524 · Scale 2, in force from 26 Feb 2026)