LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,853
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$99,866
−HK$3,061/mo
Today · 4.125%
HK$102,927
baseline
▲ 0.50% · 4.625%
HK$109,190
+HK$6,263/mo
Deposit HK$21.24M · loan HK$21.24M · min. income ≈ HK$205,854/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$1,805,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,748
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$110,638
−HK$2,932/mo
Today · 4.125%
HK$113,570
baseline
▲ 0.50% · 4.625%
HK$119,556
+HK$5,986/mo
Deposit HK$21.24M · loan HK$21.24M · min. income ≈ HK$227,140/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$1,805,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,224
−HK$7,288/mo
▼ 0.25% · 3.875%
HK$119,839
−HK$3,673/mo
Today · 4.125%
HK$123,512
baseline
▲ 0.50% · 4.625%
HK$131,028
+HK$7,516/mo
Deposit HK$16.99M · loan HK$25.48M · min. income ≈ HK$247,024/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,805,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,298
−HK$6,986/mo
▼ 0.25% · 3.875%
HK$132,766
−HK$3,518/mo
Today · 4.125%
HK$136,284
baseline
▲ 0.50% · 4.625%
HK$143,467
+HK$7,183/mo
Deposit HK$16.99M · loan HK$25.48M · min. income ≈ HK$272,568/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,805,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,595
−HK$8,503/mo
▼ 0.25% · 3.875%
HK$139,813
−HK$4,285/mo
Today · 4.125%
HK$144,098
baseline
▲ 0.50% · 4.625%
HK$152,866
+HK$8,768/mo
Deposit HK$12.74M · loan HK$29.73M · min. income ≈ HK$288,196/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,805,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,848
−HK$8,150/mo
▼ 0.25% · 3.875%
HK$154,893
−HK$4,105/mo
Today · 4.125%
HK$158,998
baseline
▲ 0.50% · 4.625%
HK$167,379
+HK$8,381/mo
Deposit HK$12.74M · loan HK$29.73M · min. income ≈ HK$317,996/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,805,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,336
−HK$10,933/mo
▼ 0.25% · 3.875%
HK$179,759
−HK$5,510/mo
Today · 4.125%
HK$185,269
baseline
▲ 0.50% · 4.625%
HK$196,542
+HK$11,273/mo
Deposit HK$4.25M · loan HK$38.23M · min. income ≈ HK$370,538/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,805,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,947
−HK$10,479/mo
▼ 0.25% · 3.875%
HK$199,149
−HK$5,277/mo
Today · 4.125%
HK$204,426
baseline
▲ 0.50% · 4.625%
HK$215,201
+HK$10,775/mo
Deposit HK$4.25M · loan HK$38.23M · min. income ≈ HK$408,852/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,805,179 · Scale 2, in force from 26 Feb 2026)