LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,868
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$99,881
−HK$3,061/mo
Today · 4.125%
HK$102,942
baseline
▲ 0.50% · 4.625%
HK$109,206
+HK$6,264/mo
Deposit HK$21.24M · loan HK$21.24M · min. income ≈ HK$205,884/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$1,805,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,764
−HK$5,823/mo
▼ 0.25% · 3.875%
HK$110,655
−HK$2,932/mo
Today · 4.125%
HK$113,587
baseline
▲ 0.50% · 4.625%
HK$119,574
+HK$5,987/mo
Deposit HK$21.24M · loan HK$21.24M · min. income ≈ HK$227,174/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$1,805,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,241
−HK$7,290/mo
▼ 0.25% · 3.875%
HK$119,857
−HK$3,674/mo
Today · 4.125%
HK$123,531
baseline
▲ 0.50% · 4.625%
HK$131,047
+HK$7,516/mo
Deposit HK$16.99M · loan HK$25.49M · min. income ≈ HK$247,062/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,805,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,317
−HK$6,987/mo
▼ 0.25% · 3.875%
HK$132,785
−HK$3,519/mo
Today · 4.125%
HK$136,304
baseline
▲ 0.50% · 4.625%
HK$143,489
+HK$7,185/mo
Deposit HK$16.99M · loan HK$25.49M · min. income ≈ HK$272,608/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,805,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,615
−HK$8,504/mo
▼ 0.25% · 3.875%
HK$139,833
−HK$4,286/mo
Today · 4.125%
HK$144,119
baseline
▲ 0.50% · 4.625%
HK$152,888
+HK$8,769/mo
Deposit HK$12.74M · loan HK$29.74M · min. income ≈ HK$288,238/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,805,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,870
−HK$8,151/mo
▼ 0.25% · 3.875%
HK$154,916
−HK$4,105/mo
Today · 4.125%
HK$159,021
baseline
▲ 0.50% · 4.625%
HK$167,403
+HK$8,382/mo
Deposit HK$12.74M · loan HK$29.74M · min. income ≈ HK$318,042/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,805,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,362
−HK$10,934/mo
▼ 0.25% · 3.875%
HK$179,786
−HK$5,510/mo
Today · 4.125%
HK$185,296
baseline
▲ 0.50% · 4.625%
HK$196,571
+HK$11,275/mo
Deposit HK$4.25M · loan HK$38.23M · min. income ≈ HK$370,592/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,805,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,976
−HK$10,480/mo
▼ 0.25% · 3.875%
HK$199,178
−HK$5,278/mo
Today · 4.125%
HK$204,456
baseline
▲ 0.50% · 4.625%
HK$215,233
+HK$10,777/mo
Deposit HK$4.25M · loan HK$38.23M · min. income ≈ HK$408,912/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,805,446 · Scale 2, in force from 26 Feb 2026)