LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,868
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$99,881
−HK$3,062/mo
Today · 4.125%
HK$102,943
baseline
▲ 0.50% · 4.625%
HK$109,207
+HK$6,264/mo
Deposit HK$21.24M · loan HK$21.24M · min. income ≈ HK$205,886/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$1,805,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,765
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$110,655
−HK$2,932/mo
Today · 4.125%
HK$113,587
baseline
▲ 0.50% · 4.625%
HK$119,575
+HK$5,988/mo
Deposit HK$21.24M · loan HK$21.24M · min. income ≈ HK$227,174/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$1,805,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,242
−HK$7,289/mo
▼ 0.25% · 3.875%
HK$119,858
−HK$3,673/mo
Today · 4.125%
HK$123,531
baseline
▲ 0.50% · 4.625%
HK$131,048
+HK$7,517/mo
Deposit HK$16.99M · loan HK$25.49M · min. income ≈ HK$247,062/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,805,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,318
−HK$6,987/mo
▼ 0.25% · 3.875%
HK$132,786
−HK$3,519/mo
Today · 4.125%
HK$136,305
baseline
▲ 0.50% · 4.625%
HK$143,490
+HK$7,185/mo
Deposit HK$16.99M · loan HK$25.49M · min. income ≈ HK$272,610/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,805,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,616
−HK$8,504/mo
▼ 0.25% · 3.875%
HK$139,834
−HK$4,286/mo
Today · 4.125%
HK$144,120
baseline
▲ 0.50% · 4.625%
HK$152,889
+HK$8,769/mo
Deposit HK$12.74M · loan HK$29.74M · min. income ≈ HK$288,240/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,805,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,871
−HK$8,151/mo
▼ 0.25% · 3.875%
HK$154,917
−HK$4,105/mo
Today · 4.125%
HK$159,022
baseline
▲ 0.50% · 4.625%
HK$167,404
+HK$8,382/mo
Deposit HK$12.74M · loan HK$29.74M · min. income ≈ HK$318,044/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,805,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,363
−HK$10,934/mo
▼ 0.25% · 3.875%
HK$179,787
−HK$5,510/mo
Today · 4.125%
HK$185,297
baseline
▲ 0.50% · 4.625%
HK$196,572
+HK$11,275/mo
Deposit HK$4.25M · loan HK$38.23M · min. income ≈ HK$370,594/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,805,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,977
−HK$10,480/mo
▼ 0.25% · 3.875%
HK$199,179
−HK$5,278/mo
Today · 4.125%
HK$204,457
baseline
▲ 0.50% · 4.625%
HK$215,234
+HK$10,777/mo
Deposit HK$4.25M · loan HK$38.23M · min. income ≈ HK$408,914/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,805,457 · Scale 2, in force from 26 Feb 2026)