LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,870
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$99,883
−HK$3,062/mo
Today · 4.125%
HK$102,945
baseline
▲ 0.50% · 4.625%
HK$109,209
+HK$6,264/mo
Deposit HK$21.24M · loan HK$21.24M · min. income ≈ HK$205,890/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$1,805,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,767
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$110,657
−HK$2,932/mo
Today · 4.125%
HK$113,589
baseline
▲ 0.50% · 4.625%
HK$119,577
+HK$5,988/mo
Deposit HK$21.24M · loan HK$21.24M · min. income ≈ HK$227,178/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$1,805,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,244
−HK$7,290/mo
▼ 0.25% · 3.875%
HK$119,860
−HK$3,674/mo
Today · 4.125%
HK$123,534
baseline
▲ 0.50% · 4.625%
HK$131,050
+HK$7,516/mo
Deposit HK$16.99M · loan HK$25.49M · min. income ≈ HK$247,068/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,805,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,321
−HK$6,986/mo
▼ 0.25% · 3.875%
HK$132,789
−HK$3,518/mo
Today · 4.125%
HK$136,307
baseline
▲ 0.50% · 4.625%
HK$143,492
+HK$7,185/mo
Deposit HK$16.99M · loan HK$25.49M · min. income ≈ HK$272,614/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,805,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,618
−HK$8,505/mo
▼ 0.25% · 3.875%
HK$139,837
−HK$4,286/mo
Today · 4.125%
HK$144,123
baseline
▲ 0.50% · 4.625%
HK$152,892
+HK$8,769/mo
Deposit HK$12.74M · loan HK$29.74M · min. income ≈ HK$288,246/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,805,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,874
−HK$8,151/mo
▼ 0.25% · 3.875%
HK$154,920
−HK$4,105/mo
Today · 4.125%
HK$159,025
baseline
▲ 0.50% · 4.625%
HK$167,408
+HK$8,383/mo
Deposit HK$12.74M · loan HK$29.74M · min. income ≈ HK$318,050/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,805,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,366
−HK$10,935/mo
▼ 0.25% · 3.875%
HK$179,790
−HK$5,511/mo
Today · 4.125%
HK$185,301
baseline
▲ 0.50% · 4.625%
HK$196,576
+HK$11,275/mo
Deposit HK$4.25M · loan HK$38.23M · min. income ≈ HK$370,602/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,805,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,981
−HK$10,480/mo
▼ 0.25% · 3.875%
HK$199,183
−HK$5,278/mo
Today · 4.125%
HK$204,461
baseline
▲ 0.50% · 4.625%
HK$215,238
+HK$10,777/mo
Deposit HK$4.25M · loan HK$38.23M · min. income ≈ HK$408,922/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$1,805,491 · Scale 2, in force from 26 Feb 2026)