LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,892
−HK$6,076/mo
▼ 0.25% · 3.875%
HK$99,906
−HK$3,062/mo
Today · 4.125%
HK$102,968
baseline
▲ 0.50% · 4.625%
HK$109,233
+HK$6,265/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$205,936/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$1,805,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,792
−HK$5,823/mo
▼ 0.25% · 3.875%
HK$110,682
−HK$2,933/mo
Today · 4.125%
HK$113,615
baseline
▲ 0.50% · 4.625%
HK$119,604
+HK$5,989/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$227,230/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$1,805,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,271
−HK$7,291/mo
▼ 0.25% · 3.875%
HK$119,887
−HK$3,675/mo
Today · 4.125%
HK$123,562
baseline
▲ 0.50% · 4.625%
HK$131,080
+HK$7,518/mo
Deposit HK$17.00M · loan HK$25.50M · min. income ≈ HK$247,124/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,805,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,350
−HK$6,988/mo
▼ 0.25% · 3.875%
HK$132,819
−HK$3,519/mo
Today · 4.125%
HK$136,338
baseline
▲ 0.50% · 4.625%
HK$143,525
+HK$7,187/mo
Deposit HK$17.00M · loan HK$25.50M · min. income ≈ HK$272,676/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,805,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,649
−HK$8,506/mo
▼ 0.25% · 3.875%
HK$139,868
−HK$4,287/mo
Today · 4.125%
HK$144,155
baseline
▲ 0.50% · 4.625%
HK$152,927
+HK$8,772/mo
Deposit HK$12.75M · loan HK$29.74M · min. income ≈ HK$288,310/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,805,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,908
−HK$8,153/mo
▼ 0.25% · 3.875%
HK$154,955
−HK$4,106/mo
Today · 4.125%
HK$159,061
baseline
▲ 0.50% · 4.625%
HK$167,446
+HK$8,385/mo
Deposit HK$12.75M · loan HK$29.74M · min. income ≈ HK$318,122/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,805,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,406
−HK$10,937/mo
▼ 0.25% · 3.875%
HK$179,831
−HK$5,512/mo
Today · 4.125%
HK$185,343
baseline
▲ 0.50% · 4.625%
HK$196,620
+HK$11,277/mo
Deposit HK$4.25M · loan HK$38.24M · min. income ≈ HK$370,686/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,805,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,025
−HK$10,482/mo
▼ 0.25% · 3.875%
HK$199,228
−HK$5,279/mo
Today · 4.125%
HK$204,507
baseline
▲ 0.50% · 4.625%
HK$215,287
+HK$10,780/mo
Deposit HK$4.25M · loan HK$38.24M · min. income ≈ HK$409,014/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,805,900 · Scale 2, in force from 26 Feb 2026)