LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,897
−HK$6,076/mo
▼ 0.25% · 3.875%
HK$99,911
−HK$3,062/mo
Today · 4.125%
HK$102,973
baseline
▲ 0.50% · 4.625%
HK$109,239
+HK$6,266/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$205,946/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$1,805,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,797
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$110,688
−HK$2,933/mo
Today · 4.125%
HK$113,621
baseline
▲ 0.50% · 4.625%
HK$119,610
+HK$5,989/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$227,242/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$1,805,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,276
−HK$7,292/mo
▼ 0.25% · 3.875%
HK$119,893
−HK$3,675/mo
Today · 4.125%
HK$123,568
baseline
▲ 0.50% · 4.625%
HK$131,087
+HK$7,519/mo
Deposit HK$17.00M · loan HK$25.50M · min. income ≈ HK$247,136/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,805,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,356
−HK$6,989/mo
▼ 0.25% · 3.875%
HK$132,825
−HK$3,520/mo
Today · 4.125%
HK$136,345
baseline
▲ 0.50% · 4.625%
HK$143,532
+HK$7,187/mo
Deposit HK$17.00M · loan HK$25.50M · min. income ≈ HK$272,690/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,805,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,656
−HK$8,506/mo
▼ 0.25% · 3.875%
HK$139,875
−HK$4,287/mo
Today · 4.125%
HK$144,162
baseline
▲ 0.50% · 4.625%
HK$152,934
+HK$8,772/mo
Deposit HK$12.75M · loan HK$29.75M · min. income ≈ HK$288,324/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,805,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,915
−HK$8,154/mo
▼ 0.25% · 3.875%
HK$154,963
−HK$4,106/mo
Today · 4.125%
HK$159,069
baseline
▲ 0.50% · 4.625%
HK$167,454
+HK$8,385/mo
Deposit HK$12.75M · loan HK$29.75M · min. income ≈ HK$318,138/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,805,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,414
−HK$10,938/mo
▼ 0.25% · 3.875%
HK$179,840
−HK$5,512/mo
Today · 4.125%
HK$185,352
baseline
▲ 0.50% · 4.625%
HK$196,630
+HK$11,278/mo
Deposit HK$4.25M · loan HK$38.24M · min. income ≈ HK$370,704/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,805,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,034
−HK$10,483/mo
▼ 0.25% · 3.875%
HK$199,238
−HK$5,279/mo
Today · 4.125%
HK$204,517
baseline
▲ 0.50% · 4.625%
HK$215,298
+HK$10,781/mo
Deposit HK$4.25M · loan HK$38.24M · min. income ≈ HK$409,034/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,805,988 · Scale 2, in force from 26 Feb 2026)