LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,690
−HK$608/mo
▼ 0.25% · 3.875%
HK$9,991
−HK$307/mo
Today · 4.125%
HK$10,298
baseline
▲ 0.50% · 4.625%
HK$10,924
+HK$626/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$20,596/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$49,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,780
−HK$582/mo
▼ 0.25% · 3.875%
HK$11,069
−HK$293/mo
Today · 4.125%
HK$11,362
baseline
▲ 0.50% · 4.625%
HK$11,961
+HK$599/mo
Deposit HK$2.12M · loan HK$2.12M · min. income ≈ HK$22,724/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$49,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,628
−HK$729/mo
▼ 0.25% · 3.875%
HK$11,990
−HK$367/mo
Today · 4.125%
HK$12,357
baseline
▲ 0.50% · 4.625%
HK$13,109
+HK$752/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$24,714/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$49,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,936
−HK$699/mo
▼ 0.25% · 3.875%
HK$13,283
−HK$352/mo
Today · 4.125%
HK$13,635
baseline
▲ 0.50% · 4.625%
HK$14,354
+HK$719/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$27,270/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$49,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,566
−HK$851/mo
▼ 0.25% · 3.875%
HK$13,988
−HK$429/mo
Today · 4.125%
HK$14,417
baseline
▲ 0.50% · 4.625%
HK$15,294
+HK$877/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$28,834/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$49,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,092
−HK$815/mo
▼ 0.25% · 3.875%
HK$15,497
−HK$410/mo
Today · 4.125%
HK$15,907
baseline
▲ 0.50% · 4.625%
HK$16,746
+HK$839/mo
Deposit HK$1.27M · loan HK$2.97M · min. income ≈ HK$31,814/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$49,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,442
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,984
−HK$552/mo
Today · 4.125%
HK$18,536
baseline
▲ 0.50% · 4.625%
HK$19,663
+HK$1,127/mo
Deposit HK$425K · loan HK$3.82M · min. income ≈ HK$37,072/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$49,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,404
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,924
−HK$528/mo
Today · 4.125%
HK$20,452
baseline
▲ 0.50% · 4.625%
HK$21,530
+HK$1,078/mo
Deposit HK$425K · loan HK$3.82M · min. income ≈ HK$40,904/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$49,997 · Scale 2, in force from 26 Feb 2026)