LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,901
−HK$6,076/mo
▼ 0.25% · 3.875%
HK$99,915
−HK$3,062/mo
Today · 4.125%
HK$102,977
baseline
▲ 0.50% · 4.625%
HK$109,243
+HK$6,266/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$205,954/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$1,806,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,801
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$110,692
−HK$2,933/mo
Today · 4.125%
HK$113,625
baseline
▲ 0.50% · 4.625%
HK$119,615
+HK$5,990/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$227,250/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$1,806,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,281
−HK$7,292/mo
▼ 0.25% · 3.875%
HK$119,898
−HK$3,675/mo
Today · 4.125%
HK$123,573
baseline
▲ 0.50% · 4.625%
HK$131,092
+HK$7,519/mo
Deposit HK$17.00M · loan HK$25.50M · min. income ≈ HK$247,146/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,806,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,362
−HK$6,989/mo
▼ 0.25% · 3.875%
HK$132,831
−HK$3,520/mo
Today · 4.125%
HK$136,351
baseline
▲ 0.50% · 4.625%
HK$143,538
+HK$7,187/mo
Deposit HK$17.00M · loan HK$25.50M · min. income ≈ HK$272,702/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$1,806,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,661
−HK$8,507/mo
▼ 0.25% · 3.875%
HK$139,881
−HK$4,287/mo
Today · 4.125%
HK$144,168
baseline
▲ 0.50% · 4.625%
HK$152,941
+HK$8,773/mo
Deposit HK$12.75M · loan HK$29.75M · min. income ≈ HK$288,336/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,806,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,922
−HK$8,154/mo
▼ 0.25% · 3.875%
HK$154,969
−HK$4,107/mo
Today · 4.125%
HK$159,076
baseline
▲ 0.50% · 4.625%
HK$167,461
+HK$8,385/mo
Deposit HK$12.75M · loan HK$29.75M · min. income ≈ HK$318,152/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,806,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,422
−HK$10,937/mo
▼ 0.25% · 3.875%
HK$179,847
−HK$5,512/mo
Today · 4.125%
HK$185,359
baseline
▲ 0.50% · 4.625%
HK$196,638
+HK$11,279/mo
Deposit HK$4.25M · loan HK$38.25M · min. income ≈ HK$370,718/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,806,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,042
−HK$10,484/mo
▼ 0.25% · 3.875%
HK$199,246
−HK$5,280/mo
Today · 4.125%
HK$204,526
baseline
▲ 0.50% · 4.625%
HK$215,307
+HK$10,781/mo
Deposit HK$4.25M · loan HK$38.25M · min. income ≈ HK$409,052/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,806,064 · Scale 2, in force from 26 Feb 2026)