LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,906
−HK$6,076/mo
▼ 0.25% · 3.875%
HK$99,920
−HK$3,062/mo
Today · 4.125%
HK$102,982
baseline
▲ 0.50% · 4.625%
HK$109,249
+HK$6,267/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$205,964/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$1,806,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,807
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$110,698
−HK$2,933/mo
Today · 4.125%
HK$113,631
baseline
▲ 0.50% · 4.625%
HK$119,621
+HK$5,990/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$227,262/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$1,806,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,287
−HK$7,292/mo
▼ 0.25% · 3.875%
HK$119,904
−HK$3,675/mo
Today · 4.125%
HK$123,579
baseline
▲ 0.50% · 4.625%
HK$131,098
+HK$7,519/mo
Deposit HK$17.00M · loan HK$25.50M · min. income ≈ HK$247,158/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,806,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,368
−HK$6,989/mo
▼ 0.25% · 3.875%
HK$132,837
−HK$3,520/mo
Today · 4.125%
HK$136,357
baseline
▲ 0.50% · 4.625%
HK$143,545
+HK$7,188/mo
Deposit HK$17.00M · loan HK$25.50M · min. income ≈ HK$272,714/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,806,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,668
−HK$8,507/mo
▼ 0.25% · 3.875%
HK$139,888
−HK$4,287/mo
Today · 4.125%
HK$144,175
baseline
▲ 0.50% · 4.625%
HK$152,948
+HK$8,773/mo
Deposit HK$12.75M · loan HK$29.75M · min. income ≈ HK$288,350/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,806,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,929
−HK$8,154/mo
▼ 0.25% · 3.875%
HK$154,977
−HK$4,106/mo
Today · 4.125%
HK$159,083
baseline
▲ 0.50% · 4.625%
HK$167,469
+HK$8,386/mo
Deposit HK$12.75M · loan HK$29.75M · min. income ≈ HK$318,166/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,806,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,430
−HK$10,938/mo
▼ 0.25% · 3.875%
HK$179,856
−HK$5,512/mo
Today · 4.125%
HK$185,368
baseline
▲ 0.50% · 4.625%
HK$196,648
+HK$11,280/mo
Deposit HK$4.25M · loan HK$38.25M · min. income ≈ HK$370,736/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,806,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,052
−HK$10,484/mo
▼ 0.25% · 3.875%
HK$199,256
−HK$5,280/mo
Today · 4.125%
HK$204,536
baseline
▲ 0.50% · 4.625%
HK$215,317
+HK$10,781/mo
Deposit HK$4.25M · loan HK$38.25M · min. income ≈ HK$409,072/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,806,153 · Scale 2, in force from 26 Feb 2026)