LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,908
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$99,922
−HK$3,063/mo
Today · 4.125%
HK$102,985
baseline
▲ 0.50% · 4.625%
HK$109,251
+HK$6,266/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$205,970/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$1,806,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,809
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$110,700
−HK$2,933/mo
Today · 4.125%
HK$113,633
baseline
▲ 0.50% · 4.625%
HK$119,623
+HK$5,990/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$227,266/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$1,806,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,289
−HK$7,293/mo
▼ 0.25% · 3.875%
HK$119,906
−HK$3,676/mo
Today · 4.125%
HK$123,582
baseline
▲ 0.50% · 4.625%
HK$131,101
+HK$7,519/mo
Deposit HK$17.00M · loan HK$25.50M · min. income ≈ HK$247,164/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,806,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,371
−HK$6,989/mo
▼ 0.25% · 3.875%
HK$132,840
−HK$3,520/mo
Today · 4.125%
HK$136,360
baseline
▲ 0.50% · 4.625%
HK$143,548
+HK$7,188/mo
Deposit HK$17.00M · loan HK$25.50M · min. income ≈ HK$272,720/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,806,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,671
−HK$8,507/mo
▼ 0.25% · 3.875%
HK$139,891
−HK$4,287/mo
Today · 4.125%
HK$144,178
baseline
▲ 0.50% · 4.625%
HK$152,951
+HK$8,773/mo
Deposit HK$12.75M · loan HK$29.75M · min. income ≈ HK$288,356/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,806,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,932
−HK$8,155/mo
▼ 0.25% · 3.875%
HK$154,980
−HK$4,107/mo
Today · 4.125%
HK$159,087
baseline
▲ 0.50% · 4.625%
HK$167,472
+HK$8,385/mo
Deposit HK$12.75M · loan HK$29.75M · min. income ≈ HK$318,174/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,806,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,434
−HK$10,938/mo
▼ 0.25% · 3.875%
HK$179,860
−HK$5,512/mo
Today · 4.125%
HK$185,372
baseline
▲ 0.50% · 4.625%
HK$196,652
+HK$11,280/mo
Deposit HK$4.25M · loan HK$38.25M · min. income ≈ HK$370,744/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,806,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,056
−HK$10,484/mo
▼ 0.25% · 3.875%
HK$199,260
−HK$5,280/mo
Today · 4.125%
HK$204,540
baseline
▲ 0.50% · 4.625%
HK$215,322
+HK$10,782/mo
Deposit HK$4.25M · loan HK$38.25M · min. income ≈ HK$409,080/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,806,190 · Scale 2, in force from 26 Feb 2026)