LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,908
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$99,923
−HK$3,062/mo
Today · 4.125%
HK$102,985
baseline
▲ 0.50% · 4.625%
HK$109,252
+HK$6,267/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$205,970/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$1,806,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,809
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$110,701
−HK$2,933/mo
Today · 4.125%
HK$113,634
baseline
▲ 0.50% · 4.625%
HK$119,624
+HK$5,990/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$227,268/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$1,806,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,290
−HK$7,292/mo
▼ 0.25% · 3.875%
HK$119,907
−HK$3,675/mo
Today · 4.125%
HK$123,582
baseline
▲ 0.50% · 4.625%
HK$131,102
+HK$7,520/mo
Deposit HK$17.00M · loan HK$25.50M · min. income ≈ HK$247,164/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,806,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,371
−HK$6,990/mo
▼ 0.25% · 3.875%
HK$132,841
−HK$3,520/mo
Today · 4.125%
HK$136,361
baseline
▲ 0.50% · 4.625%
HK$143,549
+HK$7,188/mo
Deposit HK$17.00M · loan HK$25.50M · min. income ≈ HK$272,722/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,806,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,671
−HK$8,508/mo
▼ 0.25% · 3.875%
HK$139,892
−HK$4,287/mo
Today · 4.125%
HK$144,179
baseline
▲ 0.50% · 4.625%
HK$152,952
+HK$8,773/mo
Deposit HK$12.75M · loan HK$29.75M · min. income ≈ HK$288,358/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,806,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,933
−HK$8,155/mo
▼ 0.25% · 3.875%
HK$154,981
−HK$4,107/mo
Today · 4.125%
HK$159,088
baseline
▲ 0.50% · 4.625%
HK$167,473
+HK$8,385/mo
Deposit HK$12.75M · loan HK$29.75M · min. income ≈ HK$318,176/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,806,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,435
−HK$10,938/mo
▼ 0.25% · 3.875%
HK$179,861
−HK$5,512/mo
Today · 4.125%
HK$185,373
baseline
▲ 0.50% · 4.625%
HK$196,653
+HK$11,280/mo
Deposit HK$4.25M · loan HK$38.25M · min. income ≈ HK$370,746/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,806,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,057
−HK$10,484/mo
▼ 0.25% · 3.875%
HK$199,261
−HK$5,280/mo
Today · 4.125%
HK$204,541
baseline
▲ 0.50% · 4.625%
HK$215,323
+HK$10,782/mo
Deposit HK$4.25M · loan HK$38.25M · min. income ≈ HK$409,082/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,806,200 · Scale 2, in force from 26 Feb 2026)