LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,921
−HK$6,078/mo
▼ 0.25% · 3.875%
HK$99,936
−HK$3,063/mo
Today · 4.125%
HK$102,999
baseline
▲ 0.50% · 4.625%
HK$109,266
+HK$6,267/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$205,998/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$1,806,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,823
−HK$5,826/mo
▼ 0.25% · 3.875%
HK$110,715
−HK$2,934/mo
Today · 4.125%
HK$113,649
baseline
▲ 0.50% · 4.625%
HK$119,639
+HK$5,990/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$227,298/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$1,806,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,305
−HK$7,293/mo
▼ 0.25% · 3.875%
HK$119,923
−HK$3,675/mo
Today · 4.125%
HK$123,598
baseline
▲ 0.50% · 4.625%
HK$131,119
+HK$7,521/mo
Deposit HK$17.00M · loan HK$25.50M · min. income ≈ HK$247,196/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,806,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,388
−HK$6,990/mo
▼ 0.25% · 3.875%
HK$132,858
−HK$3,520/mo
Today · 4.125%
HK$136,378
baseline
▲ 0.50% · 4.625%
HK$143,567
+HK$7,189/mo
Deposit HK$17.00M · loan HK$25.50M · min. income ≈ HK$272,756/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,806,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,689
−HK$8,509/mo
▼ 0.25% · 3.875%
HK$139,910
−HK$4,288/mo
Today · 4.125%
HK$144,198
baseline
▲ 0.50% · 4.625%
HK$152,972
+HK$8,774/mo
Deposit HK$12.75M · loan HK$29.75M · min. income ≈ HK$288,396/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,806,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,953
−HK$8,155/mo
▼ 0.25% · 3.875%
HK$155,001
−HK$4,107/mo
Today · 4.125%
HK$159,108
baseline
▲ 0.50% · 4.625%
HK$167,495
+HK$8,387/mo
Deposit HK$12.75M · loan HK$29.75M · min. income ≈ HK$318,216/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,806,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,457
−HK$10,940/mo
▼ 0.25% · 3.875%
HK$179,884
−HK$5,513/mo
Today · 4.125%
HK$185,397
baseline
▲ 0.50% · 4.625%
HK$196,678
+HK$11,281/mo
Deposit HK$4.25M · loan HK$38.25M · min. income ≈ HK$370,794/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,806,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,082
−HK$10,486/mo
▼ 0.25% · 3.875%
HK$199,287
−HK$5,281/mo
Today · 4.125%
HK$204,568
baseline
▲ 0.50% · 4.625%
HK$215,351
+HK$10,783/mo
Deposit HK$4.25M · loan HK$38.25M · min. income ≈ HK$409,136/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,806,434 · Scale 2, in force from 26 Feb 2026)