LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,921
−HK$6,078/mo
▼ 0.25% · 3.875%
HK$99,936
−HK$3,063/mo
Today · 4.125%
HK$102,999
baseline
▲ 0.50% · 4.625%
HK$109,267
+HK$6,268/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$205,998/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$1,806,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,824
−HK$5,826/mo
▼ 0.25% · 3.875%
HK$110,716
−HK$2,934/mo
Today · 4.125%
HK$113,650
baseline
▲ 0.50% · 4.625%
HK$119,640
+HK$5,990/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$227,300/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$1,806,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,306
−HK$7,293/mo
▼ 0.25% · 3.875%
HK$119,924
−HK$3,675/mo
Today · 4.125%
HK$123,599
baseline
▲ 0.50% · 4.625%
HK$131,120
+HK$7,521/mo
Deposit HK$17.00M · loan HK$25.50M · min. income ≈ HK$247,198/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,806,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,389
−HK$6,990/mo
▼ 0.25% · 3.875%
HK$132,859
−HK$3,520/mo
Today · 4.125%
HK$136,379
baseline
▲ 0.50% · 4.625%
HK$143,568
+HK$7,189/mo
Deposit HK$17.00M · loan HK$25.50M · min. income ≈ HK$272,758/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,806,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,690
−HK$8,509/mo
▼ 0.25% · 3.875%
HK$139,911
−HK$4,288/mo
Today · 4.125%
HK$144,199
baseline
▲ 0.50% · 4.625%
HK$152,973
+HK$8,774/mo
Deposit HK$12.75M · loan HK$29.75M · min. income ≈ HK$288,398/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,806,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,954
−HK$8,155/mo
▼ 0.25% · 3.875%
HK$155,002
−HK$4,107/mo
Today · 4.125%
HK$159,109
baseline
▲ 0.50% · 4.625%
HK$167,496
+HK$8,387/mo
Deposit HK$12.75M · loan HK$29.75M · min. income ≈ HK$318,218/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,806,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,459
−HK$10,940/mo
▼ 0.25% · 3.875%
HK$179,885
−HK$5,514/mo
Today · 4.125%
HK$185,399
baseline
▲ 0.50% · 4.625%
HK$196,680
+HK$11,281/mo
Deposit HK$4.25M · loan HK$38.25M · min. income ≈ HK$370,798/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,806,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,083
−HK$10,486/mo
▼ 0.25% · 3.875%
HK$199,289
−HK$5,280/mo
Today · 4.125%
HK$204,569
baseline
▲ 0.50% · 4.625%
HK$215,352
+HK$10,783/mo
Deposit HK$4.25M · loan HK$38.25M · min. income ≈ HK$409,138/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,806,447 · Scale 2, in force from 26 Feb 2026)