LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,922
−HK$6,078/mo
▼ 0.25% · 3.875%
HK$99,937
−HK$3,063/mo
Today · 4.125%
HK$103,000
baseline
▲ 0.50% · 4.625%
HK$109,267
+HK$6,267/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$206,000/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$1,806,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,825
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$110,716
−HK$2,934/mo
Today · 4.125%
HK$113,650
baseline
▲ 0.50% · 4.625%
HK$119,641
+HK$5,991/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$227,300/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$1,806,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,306
−HK$7,294/mo
▼ 0.25% · 3.875%
HK$119,924
−HK$3,676/mo
Today · 4.125%
HK$123,600
baseline
▲ 0.50% · 4.625%
HK$131,120
+HK$7,520/mo
Deposit HK$17.00M · loan HK$25.50M · min. income ≈ HK$247,200/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,806,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,390
−HK$6,990/mo
▼ 0.25% · 3.875%
HK$132,860
−HK$3,520/mo
Today · 4.125%
HK$136,380
baseline
▲ 0.50% · 4.625%
HK$143,569
+HK$7,189/mo
Deposit HK$17.00M · loan HK$25.50M · min. income ≈ HK$272,760/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,806,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,691
−HK$8,509/mo
▼ 0.25% · 3.875%
HK$139,911
−HK$4,289/mo
Today · 4.125%
HK$144,200
baseline
▲ 0.50% · 4.625%
HK$152,974
+HK$8,774/mo
Deposit HK$12.75M · loan HK$29.75M · min. income ≈ HK$288,400/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,806,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,954
−HK$8,156/mo
▼ 0.25% · 3.875%
HK$155,003
−HK$4,107/mo
Today · 4.125%
HK$159,110
baseline
▲ 0.50% · 4.625%
HK$167,497
+HK$8,387/mo
Deposit HK$12.75M · loan HK$29.75M · min. income ≈ HK$318,220/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,806,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,459
−HK$10,941/mo
▼ 0.25% · 3.875%
HK$179,886
−HK$5,514/mo
Today · 4.125%
HK$185,400
baseline
▲ 0.50% · 4.625%
HK$196,681
+HK$11,281/mo
Deposit HK$4.25M · loan HK$38.25M · min. income ≈ HK$370,800/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,806,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,084
−HK$10,486/mo
▼ 0.25% · 3.875%
HK$199,290
−HK$5,280/mo
Today · 4.125%
HK$204,570
baseline
▲ 0.50% · 4.625%
HK$215,353
+HK$10,783/mo
Deposit HK$4.25M · loan HK$38.25M · min. income ≈ HK$409,140/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,806,455 · Scale 2, in force from 26 Feb 2026)