LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,930
−HK$6,079/mo
▼ 0.25% · 3.875%
HK$99,946
−HK$3,063/mo
Today · 4.125%
HK$103,009
baseline
▲ 0.50% · 4.625%
HK$109,277
+HK$6,268/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$206,018/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$1,806,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,834
−HK$5,826/mo
▼ 0.25% · 3.875%
HK$110,726
−HK$2,934/mo
Today · 4.125%
HK$113,660
baseline
▲ 0.50% · 4.625%
HK$119,651
+HK$5,991/mo
Deposit HK$21.25M · loan HK$21.25M · min. income ≈ HK$227,320/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$1,806,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,316
−HK$7,295/mo
▼ 0.25% · 3.875%
HK$119,935
−HK$3,676/mo
Today · 4.125%
HK$123,611
baseline
▲ 0.50% · 4.625%
HK$131,132
+HK$7,521/mo
Deposit HK$17.00M · loan HK$25.51M · min. income ≈ HK$247,222/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,806,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,401
−HK$6,991/mo
▼ 0.25% · 3.875%
HK$132,871
−HK$3,521/mo
Today · 4.125%
HK$136,392
baseline
▲ 0.50% · 4.625%
HK$143,581
+HK$7,189/mo
Deposit HK$17.00M · loan HK$25.51M · min. income ≈ HK$272,784/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,806,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,703
−HK$8,509/mo
▼ 0.25% · 3.875%
HK$139,924
−HK$4,288/mo
Today · 4.125%
HK$144,212
baseline
▲ 0.50% · 4.625%
HK$152,987
+HK$8,775/mo
Deposit HK$12.75M · loan HK$29.76M · min. income ≈ HK$288,424/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,806,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,968
−HK$8,156/mo
▼ 0.25% · 3.875%
HK$155,017
−HK$4,107/mo
Today · 4.125%
HK$159,124
baseline
▲ 0.50% · 4.625%
HK$167,512
+HK$8,388/mo
Deposit HK$12.75M · loan HK$29.76M · min. income ≈ HK$318,248/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,806,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,475
−HK$10,941/mo
▼ 0.25% · 3.875%
HK$179,902
−HK$5,514/mo
Today · 4.125%
HK$185,416
baseline
▲ 0.50% · 4.625%
HK$196,698
+HK$11,282/mo
Deposit HK$4.25M · loan HK$38.26M · min. income ≈ HK$370,832/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,806,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,101
−HK$10,487/mo
▼ 0.25% · 3.875%
HK$199,307
−HK$5,281/mo
Today · 4.125%
HK$204,588
baseline
▲ 0.50% · 4.625%
HK$215,372
+HK$10,784/mo
Deposit HK$4.25M · loan HK$38.26M · min. income ≈ HK$409,176/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,806,614 · Scale 2, in force from 26 Feb 2026)