LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,950
−HK$6,079/mo
▼ 0.25% · 3.875%
HK$99,965
−HK$3,064/mo
Today · 4.125%
HK$103,029
baseline
▲ 0.50% · 4.625%
HK$109,298
+HK$6,269/mo
Deposit HK$21.26M · loan HK$21.26M · min. income ≈ HK$206,058/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$1,806,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,856
−HK$5,827/mo
▼ 0.25% · 3.875%
HK$110,748
−HK$2,935/mo
Today · 4.125%
HK$113,683
baseline
▲ 0.50% · 4.625%
HK$119,675
+HK$5,992/mo
Deposit HK$21.26M · loan HK$21.26M · min. income ≈ HK$227,366/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$1,806,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,340
−HK$7,295/mo
▼ 0.25% · 3.875%
HK$119,959
−HK$3,676/mo
Today · 4.125%
HK$123,635
baseline
▲ 0.50% · 4.625%
HK$131,158
+HK$7,523/mo
Deposit HK$17.01M · loan HK$25.51M · min. income ≈ HK$247,270/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,806,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,427
−HK$6,992/mo
▼ 0.25% · 3.875%
HK$132,898
−HK$3,521/mo
Today · 4.125%
HK$136,419
baseline
▲ 0.50% · 4.625%
HK$143,610
+HK$7,191/mo
Deposit HK$17.01M · loan HK$25.51M · min. income ≈ HK$272,838/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,806,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,730
−HK$8,511/mo
▼ 0.25% · 3.875%
HK$139,952
−HK$4,289/mo
Today · 4.125%
HK$144,241
baseline
▲ 0.50% · 4.625%
HK$153,018
+HK$8,777/mo
Deposit HK$12.76M · loan HK$29.76M · min. income ≈ HK$288,482/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,806,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,998
−HK$8,158/mo
▼ 0.25% · 3.875%
HK$155,048
−HK$4,108/mo
Today · 4.125%
HK$159,156
baseline
▲ 0.50% · 4.625%
HK$167,545
+HK$8,389/mo
Deposit HK$12.76M · loan HK$29.76M · min. income ≈ HK$318,312/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,806,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,510
−HK$10,943/mo
▼ 0.25% · 3.875%
HK$179,938
−HK$5,515/mo
Today · 4.125%
HK$185,453
baseline
▲ 0.50% · 4.625%
HK$196,737
+HK$11,284/mo
Deposit HK$4.25M · loan HK$38.27M · min. income ≈ HK$370,906/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,806,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,140
−HK$10,489/mo
▼ 0.25% · 3.875%
HK$199,347
−HK$5,282/mo
Today · 4.125%
HK$204,629
baseline
▲ 0.50% · 4.625%
HK$215,415
+HK$10,786/mo
Deposit HK$4.25M · loan HK$38.27M · min. income ≈ HK$409,258/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,806,975 · Scale 2, in force from 26 Feb 2026)