LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,953
−HK$6,080/mo
▼ 0.25% · 3.875%
HK$99,969
−HK$3,064/mo
Today · 4.125%
HK$103,033
baseline
▲ 0.50% · 4.625%
HK$109,303
+HK$6,270/mo
Deposit HK$21.26M · loan HK$21.26M · min. income ≈ HK$206,066/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$1,807,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,860
−HK$5,827/mo
▼ 0.25% · 3.875%
HK$110,752
−HK$2,935/mo
Today · 4.125%
HK$113,687
baseline
▲ 0.50% · 4.625%
HK$119,680
+HK$5,993/mo
Deposit HK$21.26M · loan HK$21.26M · min. income ≈ HK$227,374/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$1,807,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,344
−HK$7,296/mo
▼ 0.25% · 3.875%
HK$119,963
−HK$3,677/mo
Today · 4.125%
HK$123,640
baseline
▲ 0.50% · 4.625%
HK$131,163
+HK$7,523/mo
Deposit HK$17.01M · loan HK$25.51M · min. income ≈ HK$247,280/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,807,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,432
−HK$6,992/mo
▼ 0.25% · 3.875%
HK$132,903
−HK$3,521/mo
Today · 4.125%
HK$136,424
baseline
▲ 0.50% · 4.625%
HK$143,616
+HK$7,192/mo
Deposit HK$17.01M · loan HK$25.51M · min. income ≈ HK$272,848/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$1,807,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,735
−HK$8,512/mo
▼ 0.25% · 3.875%
HK$139,957
−HK$4,290/mo
Today · 4.125%
HK$144,247
baseline
▲ 0.50% · 4.625%
HK$153,024
+HK$8,777/mo
Deposit HK$12.76M · loan HK$29.76M · min. income ≈ HK$288,494/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,807,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,004
−HK$8,158/mo
▼ 0.25% · 3.875%
HK$155,053
−HK$4,109/mo
Today · 4.125%
HK$159,162
baseline
▲ 0.50% · 4.625%
HK$167,552
+HK$8,390/mo
Deposit HK$12.76M · loan HK$29.76M · min. income ≈ HK$318,324/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,807,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,516
−HK$10,944/mo
▼ 0.25% · 3.875%
HK$179,945
−HK$5,515/mo
Today · 4.125%
HK$185,460
baseline
▲ 0.50% · 4.625%
HK$196,745
+HK$11,285/mo
Deposit HK$4.25M · loan HK$38.27M · min. income ≈ HK$370,920/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,148
−HK$10,489/mo
▼ 0.25% · 3.875%
HK$199,354
−HK$5,283/mo
Today · 4.125%
HK$204,637
baseline
▲ 0.50% · 4.625%
HK$215,423
+HK$10,786/mo
Deposit HK$4.25M · loan HK$38.27M · min. income ≈ HK$409,274/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,044 · Scale 2, in force from 26 Feb 2026)