LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,958
−HK$6,080/mo
▼ 0.25% · 3.875%
HK$99,974
−HK$3,064/mo
Today · 4.125%
HK$103,038
baseline
▲ 0.50% · 4.625%
HK$109,307
+HK$6,269/mo
Deposit HK$21.26M · loan HK$21.26M · min. income ≈ HK$206,076/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$1,807,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,864
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$110,757
−HK$2,935/mo
Today · 4.125%
HK$113,692
baseline
▲ 0.50% · 4.625%
HK$119,685
+HK$5,993/mo
Deposit HK$21.26M · loan HK$21.26M · min. income ≈ HK$227,384/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$1,807,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,349
−HK$7,296/mo
▼ 0.25% · 3.875%
HK$119,968
−HK$3,677/mo
Today · 4.125%
HK$123,645
baseline
▲ 0.50% · 4.625%
HK$131,169
+HK$7,524/mo
Deposit HK$17.01M · loan HK$25.51M · min. income ≈ HK$247,290/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,807,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,437
−HK$6,993/mo
▼ 0.25% · 3.875%
HK$132,909
−HK$3,521/mo
Today · 4.125%
HK$136,430
baseline
▲ 0.50% · 4.625%
HK$143,622
+HK$7,192/mo
Deposit HK$17.01M · loan HK$25.51M · min. income ≈ HK$272,860/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,807,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,741
−HK$8,512/mo
▼ 0.25% · 3.875%
HK$139,963
−HK$4,290/mo
Today · 4.125%
HK$144,253
baseline
▲ 0.50% · 4.625%
HK$153,030
+HK$8,777/mo
Deposit HK$12.76M · loan HK$29.76M · min. income ≈ HK$288,506/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,807,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,010
−HK$8,159/mo
▼ 0.25% · 3.875%
HK$155,060
−HK$4,109/mo
Today · 4.125%
HK$159,169
baseline
▲ 0.50% · 4.625%
HK$167,559
+HK$8,390/mo
Deposit HK$12.76M · loan HK$29.76M · min. income ≈ HK$318,338/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,807,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,524
−HK$10,944/mo
▼ 0.25% · 3.875%
HK$179,952
−HK$5,516/mo
Today · 4.125%
HK$185,468
baseline
▲ 0.50% · 4.625%
HK$196,753
+HK$11,285/mo
Deposit HK$4.25M · loan HK$38.27M · min. income ≈ HK$370,936/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,156
−HK$10,490/mo
▼ 0.25% · 3.875%
HK$199,363
−HK$5,283/mo
Today · 4.125%
HK$204,646
baseline
▲ 0.50% · 4.625%
HK$215,433
+HK$10,787/mo
Deposit HK$4.25M · loan HK$38.27M · min. income ≈ HK$409,292/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,122 · Scale 2, in force from 26 Feb 2026)