LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,961
−HK$6,080/mo
▼ 0.25% · 3.875%
HK$99,977
−HK$3,064/mo
Today · 4.125%
HK$103,041
baseline
▲ 0.50% · 4.625%
HK$109,311
+HK$6,270/mo
Deposit HK$21.26M · loan HK$21.26M · min. income ≈ HK$206,082/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$1,807,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,868
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$110,761
−HK$2,935/mo
Today · 4.125%
HK$113,696
baseline
▲ 0.50% · 4.625%
HK$119,689
+HK$5,993/mo
Deposit HK$21.26M · loan HK$21.26M · min. income ≈ HK$227,392/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$1,807,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,353
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$119,972
−HK$3,678/mo
Today · 4.125%
HK$123,650
baseline
▲ 0.50% · 4.625%
HK$131,173
+HK$7,523/mo
Deposit HK$17.01M · loan HK$25.51M · min. income ≈ HK$247,300/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,807,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,442
−HK$6,993/mo
▼ 0.25% · 3.875%
HK$132,913
−HK$3,522/mo
Today · 4.125%
HK$136,435
baseline
▲ 0.50% · 4.625%
HK$143,627
+HK$7,192/mo
Deposit HK$17.01M · loan HK$25.51M · min. income ≈ HK$272,870/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,807,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,745
−HK$8,513/mo
▼ 0.25% · 3.875%
HK$139,968
−HK$4,290/mo
Today · 4.125%
HK$144,258
baseline
▲ 0.50% · 4.625%
HK$153,036
+HK$8,778/mo
Deposit HK$12.76M · loan HK$29.77M · min. income ≈ HK$288,516/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,807,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,015
−HK$8,159/mo
▼ 0.25% · 3.875%
HK$155,065
−HK$4,109/mo
Today · 4.125%
HK$159,174
baseline
▲ 0.50% · 4.625%
HK$167,565
+HK$8,391/mo
Deposit HK$12.76M · loan HK$29.77M · min. income ≈ HK$318,348/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,807,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,530
−HK$10,944/mo
▼ 0.25% · 3.875%
HK$179,959
−HK$5,515/mo
Today · 4.125%
HK$185,474
baseline
▲ 0.50% · 4.625%
HK$196,760
+HK$11,286/mo
Deposit HK$4.25M · loan HK$38.27M · min. income ≈ HK$370,948/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,163
−HK$10,490/mo
▼ 0.25% · 3.875%
HK$199,370
−HK$5,283/mo
Today · 4.125%
HK$204,653
baseline
▲ 0.50% · 4.625%
HK$215,440
+HK$10,787/mo
Deposit HK$4.25M · loan HK$38.27M · min. income ≈ HK$409,306/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,183 · Scale 2, in force from 26 Feb 2026)