LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,964
−HK$6,080/mo
▼ 0.25% · 3.875%
HK$99,980
−HK$3,064/mo
Today · 4.125%
HK$103,044
baseline
▲ 0.50% · 4.625%
HK$109,314
+HK$6,270/mo
Deposit HK$21.26M · loan HK$21.26M · min. income ≈ HK$206,088/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$1,807,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,871
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$110,764
−HK$2,935/mo
Today · 4.125%
HK$113,699
baseline
▲ 0.50% · 4.625%
HK$119,692
+HK$5,993/mo
Deposit HK$21.26M · loan HK$21.26M · min. income ≈ HK$227,398/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$1,807,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,356
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$119,976
−HK$3,677/mo
Today · 4.125%
HK$123,653
baseline
▲ 0.50% · 4.625%
HK$131,177
+HK$7,524/mo
Deposit HK$17.01M · loan HK$25.51M · min. income ≈ HK$247,306/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,807,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,445
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$132,917
−HK$3,522/mo
Today · 4.125%
HK$136,439
baseline
▲ 0.50% · 4.625%
HK$143,631
+HK$7,192/mo
Deposit HK$17.01M · loan HK$25.51M · min. income ≈ HK$272,878/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,807,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,749
−HK$8,513/mo
▼ 0.25% · 3.875%
HK$139,972
−HK$4,290/mo
Today · 4.125%
HK$144,262
baseline
▲ 0.50% · 4.625%
HK$153,040
+HK$8,778/mo
Deposit HK$12.76M · loan HK$29.77M · min. income ≈ HK$288,524/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,807,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,020
−HK$8,159/mo
▼ 0.25% · 3.875%
HK$155,070
−HK$4,109/mo
Today · 4.125%
HK$159,179
baseline
▲ 0.50% · 4.625%
HK$167,569
+HK$8,390/mo
Deposit HK$12.76M · loan HK$29.77M · min. income ≈ HK$318,358/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,807,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,535
−HK$10,944/mo
▼ 0.25% · 3.875%
HK$179,964
−HK$5,515/mo
Today · 4.125%
HK$185,479
baseline
▲ 0.50% · 4.625%
HK$196,765
+HK$11,286/mo
Deposit HK$4.25M · loan HK$38.27M · min. income ≈ HK$370,958/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,168
−HK$10,490/mo
▼ 0.25% · 3.875%
HK$199,376
−HK$5,282/mo
Today · 4.125%
HK$204,658
baseline
▲ 0.50% · 4.625%
HK$215,446
+HK$10,788/mo
Deposit HK$4.25M · loan HK$38.27M · min. income ≈ HK$409,316/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,234 · Scale 2, in force from 26 Feb 2026)