LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,969
−HK$6,081/mo
▼ 0.25% · 3.875%
HK$99,985
−HK$3,065/mo
Today · 4.125%
HK$103,050
baseline
▲ 0.50% · 4.625%
HK$109,320
+HK$6,270/mo
Deposit HK$21.26M · loan HK$21.26M · min. income ≈ HK$206,100/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$1,807,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,877
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$110,770
−HK$2,935/mo
Today · 4.125%
HK$113,705
baseline
▲ 0.50% · 4.625%
HK$119,699
+HK$5,994/mo
Deposit HK$21.26M · loan HK$21.26M · min. income ≈ HK$227,410/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$1,807,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,363
−HK$7,296/mo
▼ 0.25% · 3.875%
HK$119,982
−HK$3,677/mo
Today · 4.125%
HK$123,659
baseline
▲ 0.50% · 4.625%
HK$131,184
+HK$7,525/mo
Deposit HK$17.01M · loan HK$25.52M · min. income ≈ HK$247,318/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,807,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,452
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$132,924
−HK$3,522/mo
Today · 4.125%
HK$136,446
baseline
▲ 0.50% · 4.625%
HK$143,638
+HK$7,192/mo
Deposit HK$17.01M · loan HK$25.52M · min. income ≈ HK$272,892/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,807,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,756
−HK$8,513/mo
▼ 0.25% · 3.875%
HK$139,979
−HK$4,290/mo
Today · 4.125%
HK$144,269
baseline
▲ 0.50% · 4.625%
HK$153,048
+HK$8,779/mo
Deposit HK$12.76M · loan HK$29.77M · min. income ≈ HK$288,538/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,807,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,028
−HK$8,159/mo
▼ 0.25% · 3.875%
HK$155,078
−HK$4,109/mo
Today · 4.125%
HK$159,187
baseline
▲ 0.50% · 4.625%
HK$167,578
+HK$8,391/mo
Deposit HK$12.76M · loan HK$29.77M · min. income ≈ HK$318,374/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,807,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,544
−HK$10,945/mo
▼ 0.25% · 3.875%
HK$179,973
−HK$5,516/mo
Today · 4.125%
HK$185,489
baseline
▲ 0.50% · 4.625%
HK$196,776
+HK$11,287/mo
Deposit HK$4.25M · loan HK$38.27M · min. income ≈ HK$370,978/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,178
−HK$10,491/mo
▼ 0.25% · 3.875%
HK$199,386
−HK$5,283/mo
Today · 4.125%
HK$204,669
baseline
▲ 0.50% · 4.625%
HK$215,457
+HK$10,788/mo
Deposit HK$4.25M · loan HK$38.27M · min. income ≈ HK$409,338/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,329 · Scale 2, in force from 26 Feb 2026)