LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,969
−HK$6,081/mo
▼ 0.25% · 3.875%
HK$99,986
−HK$3,064/mo
Today · 4.125%
HK$103,050
baseline
▲ 0.50% · 4.625%
HK$109,320
+HK$6,270/mo
Deposit HK$21.26M · loan HK$21.26M · min. income ≈ HK$206,100/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$1,807,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,877
−HK$5,829/mo
▼ 0.25% · 3.875%
HK$110,771
−HK$2,935/mo
Today · 4.125%
HK$113,706
baseline
▲ 0.50% · 4.625%
HK$119,699
+HK$5,993/mo
Deposit HK$21.26M · loan HK$21.26M · min. income ≈ HK$227,412/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$1,807,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,363
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$119,983
−HK$3,677/mo
Today · 4.125%
HK$123,660
baseline
▲ 0.50% · 4.625%
HK$131,185
+HK$7,525/mo
Deposit HK$17.01M · loan HK$25.52M · min. income ≈ HK$247,320/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,807,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,453
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$132,925
−HK$3,522/mo
Today · 4.125%
HK$136,447
baseline
▲ 0.50% · 4.625%
HK$143,639
+HK$7,192/mo
Deposit HK$17.01M · loan HK$25.52M · min. income ≈ HK$272,894/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,807,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,757
−HK$8,513/mo
▼ 0.25% · 3.875%
HK$139,980
−HK$4,290/mo
Today · 4.125%
HK$144,270
baseline
▲ 0.50% · 4.625%
HK$153,049
+HK$8,779/mo
Deposit HK$12.76M · loan HK$29.77M · min. income ≈ HK$288,540/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,807,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,028
−HK$8,160/mo
▼ 0.25% · 3.875%
HK$155,079
−HK$4,109/mo
Today · 4.125%
HK$159,188
baseline
▲ 0.50% · 4.625%
HK$167,579
+HK$8,391/mo
Deposit HK$12.76M · loan HK$29.77M · min. income ≈ HK$318,376/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,807,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,545
−HK$10,945/mo
▼ 0.25% · 3.875%
HK$179,974
−HK$5,516/mo
Today · 4.125%
HK$185,490
baseline
▲ 0.50% · 4.625%
HK$196,777
+HK$11,287/mo
Deposit HK$4.25M · loan HK$38.27M · min. income ≈ HK$370,980/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,179
−HK$10,491/mo
▼ 0.25% · 3.875%
HK$199,387
−HK$5,283/mo
Today · 4.125%
HK$204,670
baseline
▲ 0.50% · 4.625%
HK$215,458
+HK$10,788/mo
Deposit HK$4.25M · loan HK$38.27M · min. income ≈ HK$409,340/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,338 · Scale 2, in force from 26 Feb 2026)