LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,970
−HK$6,081/mo
▼ 0.25% · 3.875%
HK$99,987
−HK$3,064/mo
Today · 4.125%
HK$103,051
baseline
▲ 0.50% · 4.625%
HK$109,322
+HK$6,271/mo
Deposit HK$21.26M · loan HK$21.26M · min. income ≈ HK$206,102/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$1,807,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,878
−HK$5,829/mo
▼ 0.25% · 3.875%
HK$110,772
−HK$2,935/mo
Today · 4.125%
HK$113,707
baseline
▲ 0.50% · 4.625%
HK$119,700
+HK$5,993/mo
Deposit HK$21.26M · loan HK$21.26M · min. income ≈ HK$227,414/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$1,807,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,364
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$119,984
−HK$3,677/mo
Today · 4.125%
HK$123,661
baseline
▲ 0.50% · 4.625%
HK$131,186
+HK$7,525/mo
Deposit HK$17.01M · loan HK$25.52M · min. income ≈ HK$247,322/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,807,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,454
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$132,926
−HK$3,522/mo
Today · 4.125%
HK$136,448
baseline
▲ 0.50% · 4.625%
HK$143,640
+HK$7,192/mo
Deposit HK$17.01M · loan HK$25.52M · min. income ≈ HK$272,896/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,807,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,758
−HK$8,514/mo
▼ 0.25% · 3.875%
HK$139,981
−HK$4,291/mo
Today · 4.125%
HK$144,272
baseline
▲ 0.50% · 4.625%
HK$153,050
+HK$8,778/mo
Deposit HK$12.76M · loan HK$29.77M · min. income ≈ HK$288,544/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,807,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,030
−HK$8,159/mo
▼ 0.25% · 3.875%
HK$155,080
−HK$4,109/mo
Today · 4.125%
HK$159,189
baseline
▲ 0.50% · 4.625%
HK$167,580
+HK$8,391/mo
Deposit HK$12.76M · loan HK$29.77M · min. income ≈ HK$318,378/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,807,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,546
−HK$10,946/mo
▼ 0.25% · 3.875%
HK$179,976
−HK$5,516/mo
Today · 4.125%
HK$185,492
baseline
▲ 0.50% · 4.625%
HK$196,779
+HK$11,287/mo
Deposit HK$4.25M · loan HK$38.27M · min. income ≈ HK$370,984/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,181
−HK$10,491/mo
▼ 0.25% · 3.875%
HK$199,389
−HK$5,283/mo
Today · 4.125%
HK$204,672
baseline
▲ 0.50% · 4.625%
HK$215,461
+HK$10,789/mo
Deposit HK$4.25M · loan HK$38.27M · min. income ≈ HK$409,344/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,356 · Scale 2, in force from 26 Feb 2026)