LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,980
−HK$6,081/mo
▼ 0.25% · 3.875%
HK$99,996
−HK$3,065/mo
Today · 4.125%
HK$103,061
baseline
▲ 0.50% · 4.625%
HK$109,332
+HK$6,271/mo
Deposit HK$21.27M · loan HK$21.27M · min. income ≈ HK$206,122/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$1,807,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,889
−HK$5,829/mo
▼ 0.25% · 3.875%
HK$110,783
−HK$2,935/mo
Today · 4.125%
HK$113,718
baseline
▲ 0.50% · 4.625%
HK$119,712
+HK$5,994/mo
Deposit HK$21.27M · loan HK$21.27M · min. income ≈ HK$227,436/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$1,807,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,376
−HK$7,298/mo
▼ 0.25% · 3.875%
HK$119,996
−HK$3,678/mo
Today · 4.125%
HK$123,674
baseline
▲ 0.50% · 4.625%
HK$131,199
+HK$7,525/mo
Deposit HK$17.01M · loan HK$25.52M · min. income ≈ HK$247,348/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,807,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,467
−HK$6,995/mo
▼ 0.25% · 3.875%
HK$132,939
−HK$3,523/mo
Today · 4.125%
HK$136,462
baseline
▲ 0.50% · 4.625%
HK$143,655
+HK$7,193/mo
Deposit HK$17.01M · loan HK$25.52M · min. income ≈ HK$272,924/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,807,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,772
−HK$8,514/mo
▼ 0.25% · 3.875%
HK$139,995
−HK$4,291/mo
Today · 4.125%
HK$144,286
baseline
▲ 0.50% · 4.625%
HK$153,065
+HK$8,779/mo
Deposit HK$12.76M · loan HK$29.77M · min. income ≈ HK$288,572/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,807,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,045
−HK$8,160/mo
▼ 0.25% · 3.875%
HK$155,096
−HK$4,109/mo
Today · 4.125%
HK$159,205
baseline
▲ 0.50% · 4.625%
HK$167,597
+HK$8,392/mo
Deposit HK$12.76M · loan HK$29.77M · min. income ≈ HK$318,410/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,807,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,564
−HK$10,946/mo
▼ 0.25% · 3.875%
HK$179,993
−HK$5,517/mo
Today · 4.125%
HK$185,510
baseline
▲ 0.50% · 4.625%
HK$196,798
+HK$11,288/mo
Deposit HK$4.25M · loan HK$38.28M · min. income ≈ HK$371,020/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,200
−HK$10,492/mo
▼ 0.25% · 3.875%
HK$199,409
−HK$5,283/mo
Today · 4.125%
HK$204,692
baseline
▲ 0.50% · 4.625%
HK$215,482
+HK$10,790/mo
Deposit HK$4.25M · loan HK$38.28M · min. income ≈ HK$409,384/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,534 · Scale 2, in force from 26 Feb 2026)