LTV · monthly repayment
▼ 0.50% · 3.625%
HK$96,991
−HK$6,082/mo
▼ 0.25% · 3.875%
HK$100,008
−HK$3,065/mo
Today · 4.125%
HK$103,073
baseline
▲ 0.50% · 4.625%
HK$109,345
+HK$6,272/mo
Deposit HK$21.27M · loan HK$21.27M · min. income ≈ HK$206,146/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$1,807,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,902
−HK$5,829/mo
▼ 0.25% · 3.875%
HK$110,796
−HK$2,935/mo
Today · 4.125%
HK$113,731
baseline
▲ 0.50% · 4.625%
HK$119,726
+HK$5,995/mo
Deposit HK$21.27M · loan HK$21.27M · min. income ≈ HK$227,462/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$1,807,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,389
−HK$7,299/mo
▼ 0.25% · 3.875%
HK$120,010
−HK$3,678/mo
Today · 4.125%
HK$123,688
baseline
▲ 0.50% · 4.625%
HK$131,214
+HK$7,526/mo
Deposit HK$17.01M · loan HK$25.52M · min. income ≈ HK$247,376/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,807,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,482
−HK$6,996/mo
▼ 0.25% · 3.875%
HK$132,955
−HK$3,523/mo
Today · 4.125%
HK$136,478
baseline
▲ 0.50% · 4.625%
HK$143,672
+HK$7,194/mo
Deposit HK$17.01M · loan HK$25.52M · min. income ≈ HK$272,956/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,807,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,788
−HK$8,515/mo
▼ 0.25% · 3.875%
HK$140,012
−HK$4,291/mo
Today · 4.125%
HK$144,303
baseline
▲ 0.50% · 4.625%
HK$153,083
+HK$8,780/mo
Deposit HK$12.76M · loan HK$29.77M · min. income ≈ HK$288,606/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,807,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,063
−HK$8,161/mo
▼ 0.25% · 3.875%
HK$155,114
−HK$4,110/mo
Today · 4.125%
HK$159,224
baseline
▲ 0.50% · 4.625%
HK$167,617
+HK$8,393/mo
Deposit HK$12.76M · loan HK$29.77M · min. income ≈ HK$318,448/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,807,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,584
−HK$10,948/mo
▼ 0.25% · 3.875%
HK$180,015
−HK$5,517/mo
Today · 4.125%
HK$185,532
baseline
▲ 0.50% · 4.625%
HK$196,821
+HK$11,289/mo
Deposit HK$4.25M · loan HK$38.28M · min. income ≈ HK$371,064/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,223
−HK$10,493/mo
▼ 0.25% · 3.875%
HK$199,432
−HK$5,284/mo
Today · 4.125%
HK$204,716
baseline
▲ 0.50% · 4.625%
HK$215,507
+HK$10,791/mo
Deposit HK$4.25M · loan HK$38.28M · min. income ≈ HK$409,432/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,748 · Scale 2, in force from 26 Feb 2026)