LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,700
−HK$608/mo
▼ 0.25% · 3.875%
HK$10,001
−HK$307/mo
Today · 4.125%
HK$10,308
baseline
▲ 0.50% · 4.625%
HK$10,935
+HK$627/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$20,616/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$50,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,791
−HK$583/mo
▼ 0.25% · 3.875%
HK$11,080
−HK$294/mo
Today · 4.125%
HK$11,374
baseline
▲ 0.50% · 4.625%
HK$11,973
+HK$599/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$22,748/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$50,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,640
−HK$729/mo
▼ 0.25% · 3.875%
HK$12,002
−HK$367/mo
Today · 4.125%
HK$12,369
baseline
▲ 0.50% · 4.625%
HK$13,122
+HK$753/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$24,738/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$50,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,949
−HK$700/mo
▼ 0.25% · 3.875%
HK$13,296
−HK$353/mo
Today · 4.125%
HK$13,649
baseline
▲ 0.50% · 4.625%
HK$14,368
+HK$719/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$27,298/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$50,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,580
−HK$851/mo
▼ 0.25% · 3.875%
HK$14,002
−HK$429/mo
Today · 4.125%
HK$14,431
baseline
▲ 0.50% · 4.625%
HK$15,309
+HK$878/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$28,862/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$50,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,107
−HK$816/mo
▼ 0.25% · 3.875%
HK$15,512
−HK$411/mo
Today · 4.125%
HK$15,923
baseline
▲ 0.50% · 4.625%
HK$16,763
+HK$840/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$31,846/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$50,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,459
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,002
−HK$552/mo
Today · 4.125%
HK$18,554
baseline
▲ 0.50% · 4.625%
HK$19,683
+HK$1,129/mo
Deposit HK$425K · loan HK$3.83M · min. income ≈ HK$37,108/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$50,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,423
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,944
−HK$529/mo
Today · 4.125%
HK$20,473
baseline
▲ 0.50% · 4.625%
HK$21,552
+HK$1,079/mo
Deposit HK$425K · loan HK$3.83M · min. income ≈ HK$40,946/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$50,851 · Scale 2, in force from 26 Feb 2026)