LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,700
−HK$609/mo
▼ 0.25% · 3.875%
HK$10,002
−HK$307/mo
Today · 4.125%
HK$10,309
baseline
▲ 0.50% · 4.625%
HK$10,936
+HK$627/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$20,618/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$50,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,792
−HK$583/mo
▼ 0.25% · 3.875%
HK$11,081
−HK$294/mo
Today · 4.125%
HK$11,375
baseline
▲ 0.50% · 4.625%
HK$11,974
+HK$599/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$22,750/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$50,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,640
−HK$730/mo
▼ 0.25% · 3.875%
HK$12,002
−HK$368/mo
Today · 4.125%
HK$12,370
baseline
▲ 0.50% · 4.625%
HK$13,123
+HK$753/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$24,740/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$50,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,950
−HK$699/mo
▼ 0.25% · 3.875%
HK$13,297
−HK$352/mo
Today · 4.125%
HK$13,649
baseline
▲ 0.50% · 4.625%
HK$14,369
+HK$720/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$27,298/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$50,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,580
−HK$852/mo
▼ 0.25% · 3.875%
HK$14,003
−HK$429/mo
Today · 4.125%
HK$14,432
baseline
▲ 0.50% · 4.625%
HK$15,310
+HK$878/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$28,864/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$50,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,108
−HK$816/mo
▼ 0.25% · 3.875%
HK$15,513
−HK$411/mo
Today · 4.125%
HK$15,924
baseline
▲ 0.50% · 4.625%
HK$16,764
+HK$840/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$31,848/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$50,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,461
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,004
−HK$552/mo
Today · 4.125%
HK$18,556
baseline
▲ 0.50% · 4.625%
HK$19,685
+HK$1,129/mo
Deposit HK$425K · loan HK$3.83M · min. income ≈ HK$37,112/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$50,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,425
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,946
−HK$528/mo
Today · 4.125%
HK$20,474
baseline
▲ 0.50% · 4.625%
HK$21,553
+HK$1,079/mo
Deposit HK$425K · loan HK$3.83M · min. income ≈ HK$40,948/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$50,910 · Scale 2, in force from 26 Feb 2026)