LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,004
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$100,022
−HK$3,065/mo
Today · 4.125%
HK$103,087
baseline
▲ 0.50% · 4.625%
HK$109,360
+HK$6,273/mo
Deposit HK$21.27M · loan HK$21.27M · min. income ≈ HK$206,174/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$1,807,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,916
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$110,810
−HK$2,937/mo
Today · 4.125%
HK$113,747
baseline
▲ 0.50% · 4.625%
HK$119,742
+HK$5,995/mo
Deposit HK$21.27M · loan HK$21.27M · min. income ≈ HK$227,494/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$1,807,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,405
−HK$7,300/mo
▼ 0.25% · 3.875%
HK$120,026
−HK$3,679/mo
Today · 4.125%
HK$123,705
baseline
▲ 0.50% · 4.625%
HK$131,232
+HK$7,527/mo
Deposit HK$17.02M · loan HK$25.52M · min. income ≈ HK$247,410/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,807,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,499
−HK$6,997/mo
▼ 0.25% · 3.875%
HK$132,973
−HK$3,523/mo
Today · 4.125%
HK$136,496
baseline
▲ 0.50% · 4.625%
HK$143,691
+HK$7,195/mo
Deposit HK$17.02M · loan HK$25.52M · min. income ≈ HK$272,992/mo (50% DSR)
Upfront cash ≈ HK$18.82M (deposit + AVD stamp duty HK$1,807,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,806
−HK$8,516/mo
▼ 0.25% · 3.875%
HK$140,030
−HK$4,292/mo
Today · 4.125%
HK$144,322
baseline
▲ 0.50% · 4.625%
HK$153,104
+HK$8,782/mo
Deposit HK$12.76M · loan HK$29.78M · min. income ≈ HK$288,644/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,807,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,083
−HK$8,162/mo
▼ 0.25% · 3.875%
HK$155,135
−HK$4,110/mo
Today · 4.125%
HK$159,245
baseline
▲ 0.50% · 4.625%
HK$167,639
+HK$8,394/mo
Deposit HK$12.76M · loan HK$29.78M · min. income ≈ HK$318,490/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,807,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,608
−HK$10,949/mo
▼ 0.25% · 3.875%
HK$180,039
−HK$5,518/mo
Today · 4.125%
HK$185,557
baseline
▲ 0.50% · 4.625%
HK$196,848
+HK$11,291/mo
Deposit HK$4.25M · loan HK$38.29M · min. income ≈ HK$371,114/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,249
−HK$10,495/mo
▼ 0.25% · 3.875%
HK$199,459
−HK$5,285/mo
Today · 4.125%
HK$204,744
baseline
▲ 0.50% · 4.625%
HK$215,536
+HK$10,792/mo
Deposit HK$4.25M · loan HK$38.29M · min. income ≈ HK$409,488/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,807,990 · Scale 2, in force from 26 Feb 2026)