LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,010
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$100,028
−HK$3,066/mo
Today · 4.125%
HK$103,094
baseline
▲ 0.50% · 4.625%
HK$109,367
+HK$6,273/mo
Deposit HK$21.27M · loan HK$21.27M · min. income ≈ HK$206,188/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$1,808,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,923
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$110,817
−HK$2,937/mo
Today · 4.125%
HK$113,754
baseline
▲ 0.50% · 4.625%
HK$119,750
+HK$5,996/mo
Deposit HK$21.27M · loan HK$21.27M · min. income ≈ HK$227,508/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$1,808,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,412
−HK$7,300/mo
▼ 0.25% · 3.875%
HK$120,033
−HK$3,679/mo
Today · 4.125%
HK$123,712
baseline
▲ 0.50% · 4.625%
HK$131,240
+HK$7,528/mo
Deposit HK$17.02M · loan HK$25.53M · min. income ≈ HK$247,424/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,808,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,507
−HK$6,997/mo
▼ 0.25% · 3.875%
HK$132,981
−HK$3,523/mo
Today · 4.125%
HK$136,504
baseline
▲ 0.50% · 4.625%
HK$143,700
+HK$7,196/mo
Deposit HK$17.02M · loan HK$25.53M · min. income ≈ HK$273,008/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,808,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,814
−HK$8,517/mo
▼ 0.25% · 3.875%
HK$140,039
−HK$4,292/mo
Today · 4.125%
HK$144,331
baseline
▲ 0.50% · 4.625%
HK$153,113
+HK$8,782/mo
Deposit HK$12.76M · loan HK$29.78M · min. income ≈ HK$288,662/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,808,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,092
−HK$8,163/mo
▼ 0.25% · 3.875%
HK$155,144
−HK$4,111/mo
Today · 4.125%
HK$159,255
baseline
▲ 0.50% · 4.625%
HK$167,650
+HK$8,395/mo
Deposit HK$12.76M · loan HK$29.78M · min. income ≈ HK$318,510/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,808,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,618
−HK$10,950/mo
▼ 0.25% · 3.875%
HK$180,050
−HK$5,518/mo
Today · 4.125%
HK$185,568
baseline
▲ 0.50% · 4.625%
HK$196,860
+HK$11,292/mo
Deposit HK$4.25M · loan HK$38.29M · min. income ≈ HK$371,136/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,808,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,261
−HK$10,496/mo
▼ 0.25% · 3.875%
HK$199,471
−HK$5,286/mo
Today · 4.125%
HK$204,757
baseline
▲ 0.50% · 4.625%
HK$215,550
+HK$10,793/mo
Deposit HK$4.25M · loan HK$38.29M · min. income ≈ HK$409,514/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,808,101 · Scale 2, in force from 26 Feb 2026)