LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,701
−HK$608/mo
▼ 0.25% · 3.875%
HK$10,003
−HK$306/mo
Today · 4.125%
HK$10,309
baseline
▲ 0.50% · 4.625%
HK$10,937
+HK$628/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$20,618/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$50,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,792
−HK$583/mo
▼ 0.25% · 3.875%
HK$11,082
−HK$293/mo
Today · 4.125%
HK$11,375
baseline
▲ 0.50% · 4.625%
HK$11,975
+HK$600/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$22,750/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$50,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,641
−HK$730/mo
▼ 0.25% · 3.875%
HK$12,003
−HK$368/mo
Today · 4.125%
HK$12,371
baseline
▲ 0.50% · 4.625%
HK$13,124
+HK$753/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$24,742/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$50,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,951
−HK$700/mo
▼ 0.25% · 3.875%
HK$13,298
−HK$353/mo
Today · 4.125%
HK$13,651
baseline
▲ 0.50% · 4.625%
HK$14,370
+HK$719/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$27,302/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$50,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,582
−HK$851/mo
▼ 0.25% · 3.875%
HK$14,004
−HK$429/mo
Today · 4.125%
HK$14,433
baseline
▲ 0.50% · 4.625%
HK$15,311
+HK$878/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$28,866/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$50,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,109
−HK$817/mo
▼ 0.25% · 3.875%
HK$15,515
−HK$411/mo
Today · 4.125%
HK$15,926
baseline
▲ 0.50% · 4.625%
HK$16,765
+HK$839/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$31,852/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$50,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,462
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,005
−HK$552/mo
Today · 4.125%
HK$18,557
baseline
▲ 0.50% · 4.625%
HK$19,686
+HK$1,129/mo
Deposit HK$425K · loan HK$3.83M · min. income ≈ HK$37,114/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$50,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,426
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,947
−HK$529/mo
Today · 4.125%
HK$20,476
baseline
▲ 0.50% · 4.625%
HK$21,555
+HK$1,079/mo
Deposit HK$425K · loan HK$3.83M · min. income ≈ HK$40,952/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$50,981 · Scale 2, in force from 26 Feb 2026)