LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,019
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$100,037
−HK$3,066/mo
Today · 4.125%
HK$103,103
baseline
▲ 0.50% · 4.625%
HK$109,376
+HK$6,273/mo
Deposit HK$21.27M · loan HK$21.27M · min. income ≈ HK$206,206/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$1,808,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,932
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$110,827
−HK$2,937/mo
Today · 4.125%
HK$113,764
baseline
▲ 0.50% · 4.625%
HK$119,760
+HK$5,996/mo
Deposit HK$21.27M · loan HK$21.27M · min. income ≈ HK$227,528/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$1,808,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,422
−HK$7,301/mo
▼ 0.25% · 3.875%
HK$120,044
−HK$3,679/mo
Today · 4.125%
HK$123,723
baseline
▲ 0.50% · 4.625%
HK$131,251
+HK$7,528/mo
Deposit HK$17.02M · loan HK$25.53M · min. income ≈ HK$247,446/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,808,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,519
−HK$6,997/mo
▼ 0.25% · 3.875%
HK$132,992
−HK$3,524/mo
Today · 4.125%
HK$136,516
baseline
▲ 0.50% · 4.625%
HK$143,712
+HK$7,196/mo
Deposit HK$17.02M · loan HK$25.53M · min. income ≈ HK$273,032/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,808,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,826
−HK$8,518/mo
▼ 0.25% · 3.875%
HK$140,051
−HK$4,293/mo
Today · 4.125%
HK$144,344
baseline
▲ 0.50% · 4.625%
HK$153,127
+HK$8,783/mo
Deposit HK$12.76M · loan HK$29.78M · min. income ≈ HK$288,688/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,808,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,105
−HK$8,164/mo
▼ 0.25% · 3.875%
HK$155,158
−HK$4,111/mo
Today · 4.125%
HK$159,269
baseline
▲ 0.50% · 4.625%
HK$167,664
+HK$8,395/mo
Deposit HK$12.76M · loan HK$29.78M · min. income ≈ HK$318,538/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,808,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,634
−HK$10,951/mo
▼ 0.25% · 3.875%
HK$180,066
−HK$5,519/mo
Today · 4.125%
HK$185,585
baseline
▲ 0.50% · 4.625%
HK$196,877
+HK$11,292/mo
Deposit HK$4.25M · loan HK$38.29M · min. income ≈ HK$371,170/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,808,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,278
−HK$10,496/mo
▼ 0.25% · 3.875%
HK$199,489
−HK$5,285/mo
Today · 4.125%
HK$204,774
baseline
▲ 0.50% · 4.625%
HK$215,568
+HK$10,794/mo
Deposit HK$4.25M · loan HK$38.29M · min. income ≈ HK$409,548/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,808,260 · Scale 2, in force from 26 Feb 2026)