LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,023
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$100,041
−HK$3,066/mo
Today · 4.125%
HK$103,107
baseline
▲ 0.50% · 4.625%
HK$109,381
+HK$6,274/mo
Deposit HK$21.27M · loan HK$21.27M · min. income ≈ HK$206,214/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$1,808,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,937
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$110,832
−HK$2,936/mo
Today · 4.125%
HK$113,768
baseline
▲ 0.50% · 4.625%
HK$119,765
+HK$5,997/mo
Deposit HK$21.27M · loan HK$21.27M · min. income ≈ HK$227,536/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$1,808,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,427
−HK$7,301/mo
▼ 0.25% · 3.875%
HK$120,049
−HK$3,679/mo
Today · 4.125%
HK$123,728
baseline
▲ 0.50% · 4.625%
HK$131,257
+HK$7,529/mo
Deposit HK$17.02M · loan HK$25.53M · min. income ≈ HK$247,456/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,808,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,524
−HK$6,998/mo
▼ 0.25% · 3.875%
HK$132,998
−HK$3,524/mo
Today · 4.125%
HK$136,522
baseline
▲ 0.50% · 4.625%
HK$143,718
+HK$7,196/mo
Deposit HK$17.02M · loan HK$25.53M · min. income ≈ HK$273,044/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,808,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,832
−HK$8,518/mo
▼ 0.25% · 3.875%
HK$140,057
−HK$4,293/mo
Today · 4.125%
HK$144,350
baseline
▲ 0.50% · 4.625%
HK$153,133
+HK$8,783/mo
Deposit HK$12.76M · loan HK$29.78M · min. income ≈ HK$288,700/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,808,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,112
−HK$8,164/mo
▼ 0.25% · 3.875%
HK$155,164
−HK$4,112/mo
Today · 4.125%
HK$159,276
baseline
▲ 0.50% · 4.625%
HK$167,671
+HK$8,395/mo
Deposit HK$12.76M · loan HK$29.78M · min. income ≈ HK$318,552/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,808,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,641
−HK$10,952/mo
▼ 0.25% · 3.875%
HK$180,073
−HK$5,520/mo
Today · 4.125%
HK$185,593
baseline
▲ 0.50% · 4.625%
HK$196,885
+HK$11,292/mo
Deposit HK$4.25M · loan HK$38.29M · min. income ≈ HK$371,186/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,808,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,286
−HK$10,497/mo
▼ 0.25% · 3.875%
HK$199,497
−HK$5,286/mo
Today · 4.125%
HK$204,783
baseline
▲ 0.50% · 4.625%
HK$215,578
+HK$10,795/mo
Deposit HK$4.25M · loan HK$38.29M · min. income ≈ HK$409,566/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,808,336 · Scale 2, in force from 26 Feb 2026)