LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,027
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$100,045
−HK$3,067/mo
Today · 4.125%
HK$103,112
baseline
▲ 0.50% · 4.625%
HK$109,386
+HK$6,274/mo
Deposit HK$21.28M · loan HK$21.28M · min. income ≈ HK$206,224/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$1,808,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,942
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$110,837
−HK$2,936/mo
Today · 4.125%
HK$113,773
baseline
▲ 0.50% · 4.625%
HK$119,771
+HK$5,998/mo
Deposit HK$21.28M · loan HK$21.28M · min. income ≈ HK$227,546/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$1,808,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,433
−HK$7,301/mo
▼ 0.25% · 3.875%
HK$120,054
−HK$3,680/mo
Today · 4.125%
HK$123,734
baseline
▲ 0.50% · 4.625%
HK$131,263
+HK$7,529/mo
Deposit HK$17.02M · loan HK$25.53M · min. income ≈ HK$247,468/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,808,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,530
−HK$6,998/mo
▼ 0.25% · 3.875%
HK$133,004
−HK$3,524/mo
Today · 4.125%
HK$136,528
baseline
▲ 0.50% · 4.625%
HK$143,725
+HK$7,197/mo
Deposit HK$17.02M · loan HK$25.53M · min. income ≈ HK$273,056/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,808,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,838
−HK$8,518/mo
▼ 0.25% · 3.875%
HK$140,063
−HK$4,293/mo
Today · 4.125%
HK$144,356
baseline
▲ 0.50% · 4.625%
HK$153,140
+HK$8,784/mo
Deposit HK$12.77M · loan HK$29.79M · min. income ≈ HK$288,712/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,808,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,118
−HK$8,165/mo
▼ 0.25% · 3.875%
HK$155,171
−HK$4,112/mo
Today · 4.125%
HK$159,283
baseline
▲ 0.50% · 4.625%
HK$167,679
+HK$8,396/mo
Deposit HK$12.77M · loan HK$29.79M · min. income ≈ HK$318,566/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,808,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,649
−HK$10,952/mo
▼ 0.25% · 3.875%
HK$180,081
−HK$5,520/mo
Today · 4.125%
HK$185,601
baseline
▲ 0.50% · 4.625%
HK$196,894
+HK$11,293/mo
Deposit HK$4.26M · loan HK$38.30M · min. income ≈ HK$371,202/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,808,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,295
−HK$10,497/mo
▼ 0.25% · 3.875%
HK$199,506
−HK$5,286/mo
Today · 4.125%
HK$204,792
baseline
▲ 0.50% · 4.625%
HK$215,587
+HK$10,795/mo
Deposit HK$4.26M · loan HK$38.30M · min. income ≈ HK$409,584/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$1,808,417 · Scale 2, in force from 26 Feb 2026)