LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,704
−HK$609/mo
▼ 0.25% · 3.875%
HK$10,006
−HK$307/mo
Today · 4.125%
HK$10,313
baseline
▲ 0.50% · 4.625%
HK$10,940
+HK$627/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$20,626/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$51,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,796
−HK$583/mo
▼ 0.25% · 3.875%
HK$11,086
−HK$293/mo
Today · 4.125%
HK$11,379
baseline
▲ 0.50% · 4.625%
HK$11,979
+HK$600/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$22,758/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$51,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,645
−HK$731/mo
▼ 0.25% · 3.875%
HK$12,008
−HK$368/mo
Today · 4.125%
HK$12,376
baseline
▲ 0.50% · 4.625%
HK$13,129
+HK$753/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$24,752/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$51,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,955
−HK$700/mo
▼ 0.25% · 3.875%
HK$13,303
−HK$352/mo
Today · 4.125%
HK$13,655
baseline
▲ 0.50% · 4.625%
HK$14,375
+HK$720/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$27,310/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$51,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,586
−HK$852/mo
▼ 0.25% · 3.875%
HK$14,009
−HK$429/mo
Today · 4.125%
HK$14,438
baseline
▲ 0.50% · 4.625%
HK$15,317
+HK$879/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$28,876/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$51,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,114
−HK$817/mo
▼ 0.25% · 3.875%
HK$15,520
−HK$411/mo
Today · 4.125%
HK$15,931
baseline
▲ 0.50% · 4.625%
HK$16,771
+HK$840/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$31,862/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$51,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,468
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,011
−HK$552/mo
Today · 4.125%
HK$18,563
baseline
▲ 0.50% · 4.625%
HK$19,693
+HK$1,130/mo
Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$37,126/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$51,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,433
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,954
−HK$529/mo
Today · 4.125%
HK$20,483
baseline
▲ 0.50% · 4.625%
HK$21,562
+HK$1,079/mo
Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$40,966/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$51,268 · Scale 2, in force from 26 Feb 2026)