LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,059
−HK$6,087/mo
▼ 0.25% · 3.875%
HK$100,078
−HK$3,068/mo
Today · 4.125%
HK$103,146
baseline
▲ 0.50% · 4.625%
HK$109,422
+HK$6,276/mo
Deposit HK$21.28M · loan HK$21.28M · min. income ≈ HK$206,292/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$1,809,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,977
−HK$5,834/mo
▼ 0.25% · 3.875%
HK$110,873
−HK$2,938/mo
Today · 4.125%
HK$113,811
baseline
▲ 0.50% · 4.625%
HK$119,810
+HK$5,999/mo
Deposit HK$21.28M · loan HK$21.28M · min. income ≈ HK$227,622/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$1,809,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,471
−HK$7,304/mo
▼ 0.25% · 3.875%
HK$120,094
−HK$3,681/mo
Today · 4.125%
HK$123,775
baseline
▲ 0.50% · 4.625%
HK$131,306
+HK$7,531/mo
Deposit HK$17.03M · loan HK$25.54M · min. income ≈ HK$247,550/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,809,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,573
−HK$7,000/mo
▼ 0.25% · 3.875%
HK$133,048
−HK$3,525/mo
Today · 4.125%
HK$136,573
baseline
▲ 0.50% · 4.625%
HK$143,772
+HK$7,199/mo
Deposit HK$17.03M · loan HK$25.54M · min. income ≈ HK$273,146/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,809,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,883
−HK$8,521/mo
▼ 0.25% · 3.875%
HK$140,110
−HK$4,294/mo
Today · 4.125%
HK$144,404
baseline
▲ 0.50% · 4.625%
HK$153,191
+HK$8,787/mo
Deposit HK$12.77M · loan HK$29.80M · min. income ≈ HK$288,808/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,809,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,168
−HK$8,168/mo
▼ 0.25% · 3.875%
HK$155,223
−HK$4,113/mo
Today · 4.125%
HK$159,336
baseline
▲ 0.50% · 4.625%
HK$167,734
+HK$8,398/mo
Deposit HK$12.77M · loan HK$29.80M · min. income ≈ HK$318,672/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,809,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,707
−HK$10,955/mo
▼ 0.25% · 3.875%
HK$180,141
−HK$5,521/mo
Today · 4.125%
HK$185,662
baseline
▲ 0.50% · 4.625%
HK$196,959
+HK$11,297/mo
Deposit HK$4.26M · loan HK$38.31M · min. income ≈ HK$371,324/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,809,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,359
−HK$10,501/mo
▼ 0.25% · 3.875%
HK$199,572
−HK$5,288/mo
Today · 4.125%
HK$204,860
baseline
▲ 0.50% · 4.625%
HK$215,659
+HK$10,799/mo
Deposit HK$4.26M · loan HK$38.31M · min. income ≈ HK$409,720/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,809,016 · Scale 2, in force from 26 Feb 2026)