LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,061
−HK$6,086/mo
▼ 0.25% · 3.875%
HK$100,080
−HK$3,067/mo
Today · 4.125%
HK$103,147
baseline
▲ 0.50% · 4.625%
HK$109,424
+HK$6,277/mo
Deposit HK$21.28M · loan HK$21.28M · min. income ≈ HK$206,294/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$1,809,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,979
−HK$5,834/mo
▼ 0.25% · 3.875%
HK$110,875
−HK$2,938/mo
Today · 4.125%
HK$113,813
baseline
▲ 0.50% · 4.625%
HK$119,812
+HK$5,999/mo
Deposit HK$21.28M · loan HK$21.28M · min. income ≈ HK$227,626/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$1,809,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,473
−HK$7,304/mo
▼ 0.25% · 3.875%
HK$120,096
−HK$3,681/mo
Today · 4.125%
HK$123,777
baseline
▲ 0.50% · 4.625%
HK$131,308
+HK$7,531/mo
Deposit HK$17.03M · loan HK$25.54M · min. income ≈ HK$247,554/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,809,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,575
−HK$7,001/mo
▼ 0.25% · 3.875%
HK$133,050
−HK$3,526/mo
Today · 4.125%
HK$136,576
baseline
▲ 0.50% · 4.625%
HK$143,775
+HK$7,199/mo
Deposit HK$17.03M · loan HK$25.54M · min. income ≈ HK$273,152/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,809,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,885
−HK$8,521/mo
▼ 0.25% · 3.875%
HK$140,112
−HK$4,294/mo
Today · 4.125%
HK$144,406
baseline
▲ 0.50% · 4.625%
HK$153,193
+HK$8,787/mo
Deposit HK$12.77M · loan HK$29.80M · min. income ≈ HK$288,812/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,809,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,171
−HK$8,167/mo
▼ 0.25% · 3.875%
HK$155,225
−HK$4,113/mo
Today · 4.125%
HK$159,338
baseline
▲ 0.50% · 4.625%
HK$167,737
+HK$8,399/mo
Deposit HK$12.77M · loan HK$29.80M · min. income ≈ HK$318,676/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,809,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,710
−HK$10,955/mo
▼ 0.25% · 3.875%
HK$180,144
−HK$5,521/mo
Today · 4.125%
HK$185,665
baseline
▲ 0.50% · 4.625%
HK$196,963
+HK$11,298/mo
Deposit HK$4.26M · loan HK$38.31M · min. income ≈ HK$371,330/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,809,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,363
−HK$10,500/mo
▼ 0.25% · 3.875%
HK$199,575
−HK$5,288/mo
Today · 4.125%
HK$204,863
baseline
▲ 0.50% · 4.625%
HK$215,662
+HK$10,799/mo
Deposit HK$4.26M · loan HK$38.31M · min. income ≈ HK$409,726/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,809,046 · Scale 2, in force from 26 Feb 2026)