LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,072
−HK$6,087/mo
▼ 0.25% · 3.875%
HK$100,091
−HK$3,068/mo
Today · 4.125%
HK$103,159
baseline
▲ 0.50% · 4.625%
HK$109,436
+HK$6,277/mo
Deposit HK$21.29M · loan HK$21.29M · min. income ≈ HK$206,318/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$1,809,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,991
−HK$5,835/mo
▼ 0.25% · 3.875%
HK$110,888
−HK$2,938/mo
Today · 4.125%
HK$113,826
baseline
▲ 0.50% · 4.625%
HK$119,826
+HK$6,000/mo
Deposit HK$21.29M · loan HK$21.29M · min. income ≈ HK$227,652/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$1,809,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,486
−HK$7,305/mo
▼ 0.25% · 3.875%
HK$120,109
−HK$3,682/mo
Today · 4.125%
HK$123,791
baseline
▲ 0.50% · 4.625%
HK$131,323
+HK$7,532/mo
Deposit HK$17.03M · loan HK$25.54M · min. income ≈ HK$247,582/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,809,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,590
−HK$7,001/mo
▼ 0.25% · 3.875%
HK$133,065
−HK$3,526/mo
Today · 4.125%
HK$136,591
baseline
▲ 0.50% · 4.625%
HK$143,791
+HK$7,200/mo
Deposit HK$17.03M · loan HK$25.54M · min. income ≈ HK$273,182/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,809,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,900
−HK$8,522/mo
▼ 0.25% · 3.875%
HK$140,128
−HK$4,294/mo
Today · 4.125%
HK$144,422
baseline
▲ 0.50% · 4.625%
HK$153,210
+HK$8,788/mo
Deposit HK$12.77M · loan HK$29.80M · min. income ≈ HK$288,844/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,809,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,188
−HK$8,168/mo
▼ 0.25% · 3.875%
HK$155,243
−HK$4,113/mo
Today · 4.125%
HK$159,356
baseline
▲ 0.50% · 4.625%
HK$167,756
+HK$8,400/mo
Deposit HK$12.77M · loan HK$29.80M · min. income ≈ HK$318,712/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,809,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,729
−HK$10,957/mo
▼ 0.25% · 3.875%
HK$180,164
−HK$5,522/mo
Today · 4.125%
HK$185,686
baseline
▲ 0.50% · 4.625%
HK$196,985
+HK$11,299/mo
Deposit HK$4.26M · loan HK$38.31M · min. income ≈ HK$371,372/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,809,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,384
−HK$10,502/mo
▼ 0.25% · 3.875%
HK$199,598
−HK$5,288/mo
Today · 4.125%
HK$204,886
baseline
▲ 0.50% · 4.625%
HK$215,686
+HK$10,800/mo
Deposit HK$4.26M · loan HK$38.31M · min. income ≈ HK$409,772/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,809,247 · Scale 2, in force from 26 Feb 2026)