LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,078
−HK$6,088/mo
▼ 0.25% · 3.875%
HK$100,098
−HK$3,068/mo
Today · 4.125%
HK$103,166
baseline
▲ 0.50% · 4.625%
HK$109,443
+HK$6,277/mo
Deposit HK$21.29M · loan HK$21.29M · min. income ≈ HK$206,332/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$1,809,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,998
−HK$5,835/mo
▼ 0.25% · 3.875%
HK$110,895
−HK$2,938/mo
Today · 4.125%
HK$113,833
baseline
▲ 0.50% · 4.625%
HK$119,833
+HK$6,000/mo
Deposit HK$21.29M · loan HK$21.29M · min. income ≈ HK$227,666/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$1,809,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,494
−HK$7,305/mo
▼ 0.25% · 3.875%
HK$120,117
−HK$3,682/mo
Today · 4.125%
HK$123,799
baseline
▲ 0.50% · 4.625%
HK$131,332
+HK$7,533/mo
Deposit HK$17.03M · loan HK$25.54M · min. income ≈ HK$247,598/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,809,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,598
−HK$7,002/mo
▼ 0.25% · 3.875%
HK$133,074
−HK$3,526/mo
Today · 4.125%
HK$136,600
baseline
▲ 0.50% · 4.625%
HK$143,800
+HK$7,200/mo
Deposit HK$17.03M · loan HK$25.54M · min. income ≈ HK$273,200/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,809,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,909
−HK$8,523/mo
▼ 0.25% · 3.875%
HK$140,137
−HK$4,295/mo
Today · 4.125%
HK$144,432
baseline
▲ 0.50% · 4.625%
HK$153,220
+HK$8,788/mo
Deposit HK$12.77M · loan HK$29.80M · min. income ≈ HK$288,864/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,809,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,198
−HK$8,168/mo
▼ 0.25% · 3.875%
HK$155,253
−HK$4,113/mo
Today · 4.125%
HK$159,366
baseline
▲ 0.50% · 4.625%
HK$167,767
+HK$8,401/mo
Deposit HK$12.77M · loan HK$29.80M · min. income ≈ HK$318,732/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,809,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,740
−HK$10,958/mo
▼ 0.25% · 3.875%
HK$180,176
−HK$5,522/mo
Today · 4.125%
HK$185,698
baseline
▲ 0.50% · 4.625%
HK$196,997
+HK$11,299/mo
Deposit HK$4.26M · loan HK$38.32M · min. income ≈ HK$371,396/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,809,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,397
−HK$10,503/mo
▼ 0.25% · 3.875%
HK$199,611
−HK$5,289/mo
Today · 4.125%
HK$204,900
baseline
▲ 0.50% · 4.625%
HK$215,700
+HK$10,800/mo
Deposit HK$4.26M · loan HK$38.32M · min. income ≈ HK$409,800/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,809,365 · Scale 2, in force from 26 Feb 2026)