LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,708
−HK$609/mo
▼ 0.25% · 3.875%
HK$10,010
−HK$307/mo
Today · 4.125%
HK$10,317
baseline
▲ 0.50% · 4.625%
HK$10,945
+HK$628/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$20,634/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$51,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,800
−HK$584/mo
▼ 0.25% · 3.875%
HK$11,090
−HK$294/mo
Today · 4.125%
HK$11,384
baseline
▲ 0.50% · 4.625%
HK$11,984
+HK$600/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$22,768/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$51,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,650
−HK$731/mo
▼ 0.25% · 3.875%
HK$12,012
−HK$369/mo
Today · 4.125%
HK$12,381
baseline
▲ 0.50% · 4.625%
HK$13,134
+HK$753/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$24,762/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$51,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,960
−HK$701/mo
▼ 0.25% · 3.875%
HK$13,308
−HK$353/mo
Today · 4.125%
HK$13,661
baseline
▲ 0.50% · 4.625%
HK$14,381
+HK$720/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$27,322/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$51,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,592
−HK$852/mo
▼ 0.25% · 3.875%
HK$14,014
−HK$430/mo
Today · 4.125%
HK$14,444
baseline
▲ 0.50% · 4.625%
HK$15,323
+HK$879/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$28,888/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$51,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,121
−HK$816/mo
▼ 0.25% · 3.875%
HK$15,526
−HK$411/mo
Today · 4.125%
HK$15,937
baseline
▲ 0.50% · 4.625%
HK$16,778
+HK$841/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$31,874/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$51,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,475
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$18,019
−HK$552/mo
Today · 4.125%
HK$18,571
baseline
▲ 0.50% · 4.625%
HK$19,701
+HK$1,130/mo
Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$37,142/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$51,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,441
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,962
−HK$529/mo
Today · 4.125%
HK$20,491
baseline
▲ 0.50% · 4.625%
HK$21,571
+HK$1,080/mo
Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$40,982/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$51,612 · Scale 2, in force from 26 Feb 2026)