LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,709
−HK$609/mo
▼ 0.25% · 3.875%
HK$10,011
−HK$307/mo
Today · 4.125%
HK$10,318
baseline
▲ 0.50% · 4.625%
HK$10,945
+HK$627/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$20,636/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$51,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,801
−HK$584/mo
▼ 0.25% · 3.875%
HK$11,091
−HK$294/mo
Today · 4.125%
HK$11,385
baseline
▲ 0.50% · 4.625%
HK$11,985
+HK$600/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$22,770/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$51,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,651
−HK$730/mo
▼ 0.25% · 3.875%
HK$12,013
−HK$368/mo
Today · 4.125%
HK$12,381
baseline
▲ 0.50% · 4.625%
HK$13,135
+HK$754/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$24,762/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$51,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,961
−HK$700/mo
▼ 0.25% · 3.875%
HK$13,309
−HK$352/mo
Today · 4.125%
HK$13,661
baseline
▲ 0.50% · 4.625%
HK$14,382
+HK$721/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$27,322/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$51,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,592
−HK$853/mo
▼ 0.25% · 3.875%
HK$14,015
−HK$430/mo
Today · 4.125%
HK$14,445
baseline
▲ 0.50% · 4.625%
HK$15,324
+HK$879/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$28,890/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$51,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,121
−HK$817/mo
▼ 0.25% · 3.875%
HK$15,527
−HK$411/mo
Today · 4.125%
HK$15,938
baseline
▲ 0.50% · 4.625%
HK$16,778
+HK$840/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$31,876/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$51,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,476
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$18,020
−HK$552/mo
Today · 4.125%
HK$18,572
baseline
▲ 0.50% · 4.625%
HK$19,702
+HK$1,130/mo
Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$37,144/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$51,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,442
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,963
−HK$529/mo
Today · 4.125%
HK$20,492
baseline
▲ 0.50% · 4.625%
HK$21,572
+HK$1,080/mo
Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$40,984/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$51,658 · Scale 2, in force from 26 Feb 2026)