LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,709
−HK$609/mo
▼ 0.25% · 3.875%
HK$10,011
−HK$307/mo
Today · 4.125%
HK$10,318
baseline
▲ 0.50% · 4.625%
HK$10,946
+HK$628/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$20,636/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$51,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,801
−HK$584/mo
▼ 0.25% · 3.875%
HK$11,091
−HK$294/mo
Today · 4.125%
HK$11,385
baseline
▲ 0.50% · 4.625%
HK$11,985
+HK$600/mo
Deposit HK$2.13M · loan HK$2.13M · min. income ≈ HK$22,770/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$51,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,651
−HK$730/mo
▼ 0.25% · 3.875%
HK$12,013
−HK$368/mo
Today · 4.125%
HK$12,381
baseline
▲ 0.50% · 4.625%
HK$13,135
+HK$754/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$24,762/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$51,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,961
−HK$701/mo
▼ 0.25% · 3.875%
HK$13,309
−HK$353/mo
Today · 4.125%
HK$13,662
baseline
▲ 0.50% · 4.625%
HK$14,382
+HK$720/mo
Deposit HK$1.70M · loan HK$2.55M · min. income ≈ HK$27,324/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$51,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,593
−HK$852/mo
▼ 0.25% · 3.875%
HK$14,015
−HK$430/mo
Today · 4.125%
HK$14,445
baseline
▲ 0.50% · 4.625%
HK$15,324
+HK$879/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$28,890/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$51,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,122
−HK$817/mo
▼ 0.25% · 3.875%
HK$15,527
−HK$412/mo
Today · 4.125%
HK$15,939
baseline
▲ 0.50% · 4.625%
HK$16,779
+HK$840/mo
Deposit HK$1.28M · loan HK$2.98M · min. income ≈ HK$31,878/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$51,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,476
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$18,020
−HK$552/mo
Today · 4.125%
HK$18,572
baseline
▲ 0.50% · 4.625%
HK$19,702
+HK$1,130/mo
Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$37,144/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$51,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,442
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$19,964
−HK$529/mo
Today · 4.125%
HK$20,493
baseline
▲ 0.50% · 4.625%
HK$21,573
+HK$1,080/mo
Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$40,986/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$51,675 · Scale 2, in force from 26 Feb 2026)