LTV · monthly repayment
▼ 0.50% · 3.625%
HK$97,092
−HK$6,088/mo
▼ 0.25% · 3.875%
HK$100,112
−HK$3,068/mo
Today · 4.125%
HK$103,180
baseline
▲ 0.50% · 4.625%
HK$109,458
+HK$6,278/mo
Deposit HK$21.29M · loan HK$21.29M · min. income ≈ HK$206,360/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$1,809,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,013
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$110,910
−HK$2,939/mo
Today · 4.125%
HK$113,849
baseline
▲ 0.50% · 4.625%
HK$119,850
+HK$6,001/mo
Deposit HK$21.29M · loan HK$21.29M · min. income ≈ HK$227,698/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$1,809,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,510
−HK$7,306/mo
▼ 0.25% · 3.875%
HK$120,134
−HK$3,682/mo
Today · 4.125%
HK$123,816
baseline
▲ 0.50% · 4.625%
HK$131,350
+HK$7,534/mo
Deposit HK$17.03M · loan HK$25.55M · min. income ≈ HK$247,632/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,809,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,616
−HK$7,003/mo
▼ 0.25% · 3.875%
HK$133,092
−HK$3,527/mo
Today · 4.125%
HK$136,619
baseline
▲ 0.50% · 4.625%
HK$143,820
+HK$7,201/mo
Deposit HK$17.03M · loan HK$25.55M · min. income ≈ HK$273,238/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,809,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,928
−HK$8,524/mo
▼ 0.25% · 3.875%
HK$140,156
−HK$4,296/mo
Today · 4.125%
HK$144,452
baseline
▲ 0.50% · 4.625%
HK$153,242
+HK$8,790/mo
Deposit HK$12.77M · loan HK$29.81M · min. income ≈ HK$288,904/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,809,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,219
−HK$8,170/mo
▼ 0.25% · 3.875%
HK$155,274
−HK$4,115/mo
Today · 4.125%
HK$159,389
baseline
▲ 0.50% · 4.625%
HK$167,790
+HK$8,401/mo
Deposit HK$12.77M · loan HK$29.81M · min. income ≈ HK$318,778/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,809,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,765
−HK$10,959/mo
▼ 0.25% · 3.875%
HK$180,201
−HK$5,523/mo
Today · 4.125%
HK$185,724
baseline
▲ 0.50% · 4.625%
HK$197,025
+HK$11,301/mo
Deposit HK$4.26M · loan HK$38.32M · min. income ≈ HK$371,448/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,809,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,424
−HK$10,504/mo
▼ 0.25% · 3.875%
HK$199,638
−HK$5,290/mo
Today · 4.125%
HK$204,928
baseline
▲ 0.50% · 4.625%
HK$215,730
+HK$10,802/mo
Deposit HK$4.26M · loan HK$38.32M · min. income ≈ HK$409,856/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$1,809,617 · Scale 2, in force from 26 Feb 2026)